| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | 16805 W CLEVELAND AVE NEW BERLIN, WI 53151 | STANDARD INSURANCE COMPANY | $74K | — | $74K | 11.02% |
| BENEFITFOCUS.COM, INC.3 Filed as: BENEFITFOCUS.COM INC | 250 MARQUETTE AVE SUITE 900 MINNEAPOLIS, MN 55401 | STANDARD INSURANCE COMPANY | $0 | $53K | $53K | 7.92% |
| ACRISURE LLC3 | PO BOX 51187 NEW BERLIN, WI 531510187 | DELTA DENTAL OF WISCONSIN | $64K | — | $64K | 11.00% |
| BENEFITFOCUS.COM, INC.3 Filed as: BENEFITSFOCUS.COM INC. | 250 MARQUETTE AVE. SUITE 900 MINNEAPOLIS, MN 55401 | STANDARD INSURANCE COMPANY | $0 | $28K | $28K | 7.92% |
| ACRISURE LLC3 | 16805 W CLEVELAND AVE NEW BERLIN, WI 53151 | STANDARD INSURANCE COMPANY | $28K | — | $28K | 7.84% |
| ACRISURE LLC3 | 16805 W CLEVELAND AVE NEW BERLIN, WI 53151 | STANDARD INSURANCE COMPANY | $122K | — | $122K | 46.21% |
| BENEFITFOCUS.COM, INC.3 Filed as: BENEFITFOCUS.COM INC. | 250 MARQUETTE AVE. SUITE 900 MINNEAPOLIS, MN 55401 | STANDARD INSURANCE COMPANY | $0 | $24K | $24K | 9.16% |
| ACRISURE LLC3 | 16805 W CLEVELAND AVE NEW BERLIN, WI 53151 | STANDARD INSURANCE COMPANY | $26K | — | $26K | 11.88% |
| BENEFITFOCUS.COM, INC.3 Filed as: BENEFITFOCUS.COM INC | 250 MARQUETTE AVE STE. 900 MINNEAPOLIS, MN 55401 | STANDARD INSURANCE COMPANY | $0 | $18K | $18K | 7.99% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | PO BOX 1788 GRAND RAPIDS, MI 495011788 | VISION SERVICE PLAN | $15K | — | $15K | 9.97% |
| ACRISURE LLC3 | PO BOX 51187 NEW BERLIN, WI 531510187 | DELTA DENTAL OF WISCONSIN | $18K | — | $18K | 11.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,439 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,444 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | DELTA DENTAL OF WISCONSIN | 992 | $727K |
| Vision | VISION SERVICE PLAN | 2,177 | $150K |
| Life insurance | STANDARD INSURANCE COMPANY | 2,583 | $359K |
| Short-term disability | STANDARD INSURANCE COMPANY | 1,126 | $669K |
| Long-term disability | STANDARD INSURANCE COMPANY | 1,067 | $222K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,583 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.