| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | 16805 W CLEVELAND AVE NEW BERLIN, WI 53151 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $57K | — | $57K | 10.00% |
| ACRISURE LLC3 | PO BOX 51187 NEW BERLIN, WI 531510187 | DELTA DENTAL OF WISCONSIN | $60K | — | $60K | 11.04% |
| ACRISURE LLC3 | 16805 W CLEVELAND AVE NEW BERLIN, WI 53151 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $19K | — | $19K | 10.00% |
| ACRISURE LLC3 | 16805 W CLEVELAND AVE NEW BERLIN, WI 53151 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $17K | — | $17K | 10.00% |
| ACRISURE LLC3 | PO BOX 51187 NEW BERLIN, WI 531510187 | DELTA DENTAL OF WISCONSIN | $16K | — | $16K | 11.89% |
| ACRISURE LLC3 | PO BOX 51187 NEW BERLIN, WI 531510187 | WYSSTA INSURANCE COMPANY INC | $13K | — | $13K | 10.00% |
| ACRISURE LLC3 | 16805 W CLEVELAND AVE NEW BERLIN, WI 53151 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| ACRISURE LLC3 | PO BOX 51187 NEW BERLIN, WI 531510187 | WYSSTA INSURANCE COMPANY INC | $841 | — | $841 | 10.00% |
| ACRISURE LLC3 | PO BOX 51187 NEW BERLIN, WI 531510187 | WYSSTA INSURANCE COMPANY INC | $408 | — | $408 | 10.00% |
| ACRISURE LLC3 | PO BOX 51187 NEW BERLIN, WI 531510187 | WYSSTA INSURANCE COMPANY INC | $6 | — | $6 | 10.53% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,686 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 11 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,697 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | DELTA DENTAL OF WISCONSIN | 917 | $682K |
| Vision(4 contracts) | WYSSTA INSURANCE COMPANY INC | 1,065 | $139K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,125 | $86K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,130 | $568K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 997 | $170K |
| Other(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,125 | $297K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,125 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.