| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COMPASS BENEFITS LLC3 | 1205 CEDAR ROAD KRONENWETTER, WI 54455 | SECURITY HEALTH PLAN OF WISCONSIN, INC. | $23K | — | $23K | 2.01% |
| COMPASS BENEFITS LLC3 | 1205 CEDAR RD. KRONENWETTER, WI 54455 | SECURITY HEALTH PLAN OF WISCONSIN, INC. | $10K | — | $10K | 1.99% |
| COMPASS BENEFITS LLC3 | 1205 CEDAR ROAD KRONENWETTER, WI 54455 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 7.32% |
| COMPASS BENEFITS LLC3 | 1205 CEDAR RD KRONENWETTER, WI 54455 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 14.46% |
| COMPASS BENEFITS LLC3 | 1205 CEDAR RD. KRONENWETTER, WI 54455 | SECURITY HEALTH PLAN OF WISCONSIN, INC. | $273 | — | $273 | 1.11% |
| COMPASS BENEFITS LLC3 Filed as: COMPASS BENEFITS, LLC | 1205 CEDAR RD. KRONENWETTER, WI 54455 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| COMPASS BENEFITS LLC3 | 1205 CEDAR RD. KRONENWETTER, WI 54455 | SECURITY HEALTH PLAN OF WISCONSIN, INC. | $252 | — | $252 | 1.57% |
| COMPASS BENEFITS LLC3 Filed as: COMPASS INSURANCE SERVICE | 1205 CEDAR RD. KRONENWETTER, WI 544557911 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $684 | — | $684 | 4.76% |
| COMPASS BENEFITS LLC3 | 1205 CEDAR RD. MOSINEE, WI 54455 | WYSSTA INSURANCE COMPANY INC | $897 | — | $897 | 8.00% |
| COMPASS INSURANCE AGENCY, INC.3 Filed as: COMPASS INSURANCE SERVICES | 1205 CEDAR RD. KRONENWETTER, WI 544557911 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 192 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 194 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts) | SECURITY HEALTH PLAN OF WISCONSIN, INC. | 149 | $1.7M |
| Vision | WYSSTA INSURANCE COMPANY INC | 105 | $11K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 212 | $17K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 212 | $59K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 35 | $14K |
| Prescription drug(4 contracts) | SECURITY HEALTH PLAN OF WISCONSIN, INC. | 149 | $1.7M |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 212 | $59K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 212 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.