| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSOCIATED FINANCIAL GROUP LLC3 | 711 EISENHOWER DR KIMBERLY, WI 541362142 | SECURITY HEALTH PLAN OF WISCONSIN, INC. | $24K | — | $24K | 1.99% |
| COMPASS BENEFITS LLC3 | 1205 CEDAR ROAD KRONENWETTER, WI 54455 | SECURITY HEALTH PLAN OF WISCONSIN, INC. | $1K | — | $1K | 0.10% |
| ANDREW KOEHL3 | COMPASS BENEFITS LLC 1205 CEDAR ROAD KRONENWETTER, WI 54455 | DELTA DENTAL OF WISCONSIN | $943 | — | $943 | 0.99% |
| ASSOCIATED FINANCIAL GROUP LLC3 | 711 EISENHOWER DR KIMBERLY, WI 54136 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $5K | 11.57% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN RD SOLON, OH 44139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 2.25% |
| COMPASS BENEFITS LLC3 | 1205 CEDAR ROAD KRONENWETTER, WI 54455 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $754 | — | $754 | 1.61% |
| ASSOCIATED FINANCIAL GROUP LLC3 | 711 EISENHOWER DR KIMBERLY, WI 54136 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $1K | $5K | 17.42% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN RD SOLON, OH 44139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $657 | $657 | 2.42% |
| COMPASS BENEFITS LLC3 Filed as: COMPASS BENEFIT CENTER | 1205 CEDAR ROAD KRONENWETTER, WI 54455 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $657 | — | $657 | 2.42% |
| ASSOCIATED FINANCIAL GROUP LLC3 | 711 EISENHOWER DRIVE KIMBERLY, WI 54136 | SECURITY HEALTH PLAN OF WISCONSIN, INC. | $232 | — | $232 | 1.59% |
| COMPASS BENEFITS LLC3 | 1205 CEDAR ROAD KRONENWETTER, WI 54455 | SECURITY HEALTH PLAN OF WISCONSIN, INC. | $12 | — | $12 | 0.08% |
| ASSOCIATED FINANCIAL GROUP LLC3 | 711 EISENHOWER DR KIMBERLY, WI 54136 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $658 | $2K | 12.93% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN RD SOLON, OH 44139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $329 | $329 | 2.26% |
| COMPASS BENEFITS LLC3 | 1205 CEDAR ROAD KRONENWETTER, WI 54455 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $232 | — | $232 | 1.59% |
| ASSOCIATED BENEFITS & RISK CON3 | 711 EISENHOWER DRIVE KIMBERLY, WI 54136 | WYSSTA INSURANCE COMPANY INC | $566 | — | $566 | 8.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 176 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 176 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | SECURITY HEALTH PLAN OF WISCONSIN, INC. | 184 | $1.2M |
| Dental | DELTA DENTAL OF WISCONSIN | 106 | $95K |
| Vision | WYSSTA INSURANCE COMPANY INC | 64 | $7K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 171 | $15K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 172 | $47K |
| Prescription drug(2 contracts) | SECURITY HEALTH PLAN OF WISCONSIN, INC. | 184 | $1.2M |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 171 | $42K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 184 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.