Welfare broker

COMPASS BENEFITS LLC

Mailing address (most recent filing)

124 N STATE ST

SUITE 200

HOWELL, MI 48843

Total comp: $45K
Commissions: $45K
Fees: $0
Filings: 8
Sponsors: 8

Carrier mix

Where COMPASS BENEFITS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$382K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$382K	0.0%	41.19x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of COMPASS BENEFITS LLC's plans by broker comp / premium ratio. Median 7.80% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of COMPASS BENEFITS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where COMPASS BENEFITS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
INTEGRATED DESIGN SOLUTIONS LLC INTEGRATED DESIGN SOLUTIONS LLC HEALTH & WELFARE PLAN	MI	$382K	$30K	PRINCIPAL LIFE INSURANCE COMPANY