Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingTotal premium grew more than 20% over the prior year. The plan is a good candidate to re-shop its carriers.
The primary carrier changed from the prior filing. The plan has shown it will move. Pitch it again on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
HealthOtherStop-loss | HealthOtherStop-loss | |
Dental | Dental |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 3 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,033 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 692 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,725 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HCC LIFE INSURANCE COMPANY | 2,122 | $377K |
| Dental | CARE PLUS DENTAL PLANS, INC. | 988 | $411K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 2,122 | $265K |
| Other | HCC LIFE INSURANCE COMPANY | 2,122 | $377K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,122 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CAREATC EIN 73-1598062 NONE | Direct payment from the plan; Other services Service code 49 | — | $1.6M |
| BENESYS, INC. EIN 39-1401001 NONE | Direct payment from the plan; Other services; Plan Administrator Service code 14 | — | $1.4M |
| UNITED HEALTHCARE INSURANCE CO. EIN 36-2739571 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $1.1M |
| JOHNSON & KROL NONE | Legal; Direct payment from the plan Service code 29 | 311 S. WACKER DRIVE, SUITE 1050 CHICAGO, IL 60606 | $159K |
| EXPRESS SCRIPTS HOLDING COMPANY NONE | Direct payment from the plan; Claims processing Service code 12 | 100 PARSONS POND DRIVE FRANKLIN LAKES, NJ 07417 | $148K |
| U.S. BANK N.A. EIN 31-0841368 NONE | Direct payment from the plan; Investment management Service code 28 | — | $137K |
| DELTA DENTAL OF WISCONSIN EIN 39-6094742 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $96K |
| AURORA HEALTHCARE EIN 39-1442285 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $88K |
| MEDEXPERT NONE | Direct payment from the plan; Claims processing Service code 12 | PO BOX 7550 MENLO PARK, CA 94026 | $74K |
| MILLIMAN NONE | Actuarial; Direct payment from the plan Service code 11 | PO BOX 75553 CHICAGO, IL 606755553 | $72K |
| REINHART BOERNER, VAN DEUREN S.C EIN 39-1126909 NONE | Legal; Direct payment from the plan Service code 29 | — | $45K |
| ZELIS CLAIMS INTEGRITY INC. NONE | Direct payment from the plan; Claims processing Service code 12 | 2 CROSSROADS DRIVE BEDMINSTER, NJ 07921 | $30K |
| OLD NATIONAL BANK NONE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | P.O. BOX 718 EVANSVILLE, IN 47705 | $24K |
| SIKICH CPA LLC EIN 54-1172176 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $24K |
| COMBINED CRAFTS EIN 39-1401001 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $20K |
| HORTON GROUP NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | $20K |
| H.J. KNIGHT INTERNATIONAL NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 30 BRAINTREE HILL OFFICE PARK BRAINTREE, MA 53029 | $15K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
1 contact
11 filings · 2015 to 2025