| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTNL MIDWEST LTD DBA COMPASS I | 1205 CEDAR RD. KRONENWETTER, WI 54455 | ASPIRUS HEALTH PLAN | $42K | — | $42K | 1.97% |
| WILLIAM MCNAMARA3 | — | BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY | $17K | — | $17K | 4.96% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTL MIDWEST LIMITED | 1205 CEDAR RD KRONENWETTER, WI 54455 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $4K | $10K | 16.19% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTL MIDWEST LIMITED | 1205 CEDAR RD KRONENWETTER, WI 54455 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $2K | $6K | 19.92% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTL MIDWEST LTD | DBA IB INSURANCE PO BOX 1907 WAUSAU, WI 544021907 | WYSSTA INSURANCE COMPANY INC | $2K | — | $2K | 8.63% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTL MIDWEST LIMITED | 1205 CEDAR RD. KRONENWETTER, WI 54455 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $3K | 16.63% |
| UNITED OF OMAHA LIFE INSURANCE CO5 Filed as: UNITED OF OMAHA LIFE INSURANCE CO. | MUTUAL OF OMAHA PLAZA OMAHA, NE 68175 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $10K | $10K | 83.40% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 1205 CEDAR RD. KRONENWETTER, WI 54455 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $781 | $2K | 16.61% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 403 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 408 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ASPIRUS HEALTH PLAN | 252 | $2.5M |
| Vision | WYSSTA INSURANCE COMPANY INC | 235 | $27K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 403 | $49K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 403 | $12K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 403 | $60K |
| Prescription drug | ASPIRUS HEALTH PLAN | 252 | $2.1M |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 403 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 403 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.