Insurance carrier

ASPIRUS EMPLOYEE ASSISTANCE SERVICES

Total premium: $8.2M
Filings: 10
Sponsors: 10
Covered lives: 2,166
Market share: 0.00%

health: 5drug: 1

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Fully insured360.0%
Mixed240.0%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Health583.3%
Prescription drug116.7%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
WI	5	$9.1M	0.2%	53.08x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of ASPIRUS EMPLOYEE ASSISTANCE SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-5 of 5 sponsors where ASPIRUS EMPLOYEE ASSISTANCE SERVICES is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
SWIDERSKI EQUIPMENT INC SWIDERSKI EQUIPMENT, INC. EMPLOYEE BENEFIT PLAN	WI	$2.7M	246	fully insured	ANSAY & ASSOCIATES LLC
MENZNER HARDWOODS CO. MENZNER HARDWOODS CO. WELFARE BENEFIT PLAN	WI	$2.6M	403	mixed	HUB INTNL MIDWEST LTD DBA COMPASS I
T.A. SOLBERG CO., INC T.A. SOLBERG CO., INC. WRAP PLAN	WI	$2.2M	293	mixed	M3 INSURANCE SOLUTIONS INC
S.C. SWIDERSKI LLC SCS WRAP PLAN	WI	$1.0M	153	fully insured	M3 INSURANCE SOLUTIONS INC
WAUSAU SMILES LLC WAUSAU SMILES LLC WRAP PLAN	WI	$510K	104	fully insured	HUB INTERNATIONAL MIDWEST LTD

State

Plans

Premium

State share

Index

$9.1M

0.2%

53.08x

Sponsor

Loc

Premium

Covered

Funding

Broker

SWIDERSKI EQUIPMENT INC

SWIDERSKI EQUIPMENT, INC. EMPLOYEE BENEFIT PLAN

$2.7M

246

fully insured

ANSAY & ASSOCIATES LLC

MENZNER HARDWOODS CO.

MENZNER HARDWOODS CO. WELFARE BENEFIT PLAN

$2.6M

403

mixed

HUB INTNL MIDWEST LTD DBA COMPASS I

T.A. SOLBERG CO., INC

T.A. SOLBERG CO., INC. WRAP PLAN

$2.2M

293

mixed

M3 INSURANCE SOLUTIONS INC

S.C. SWIDERSKI LLC

SCS WRAP PLAN

$1.0M

153

fully insured

M3 INSURANCE SOLUTIONS INC

WAUSAU SMILES LLC

WAUSAU SMILES LLC WRAP PLAN

$510K

104

fully insured

HUB INTERNATIONAL MIDWEST LTD