No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SAV-RX NONE | Other fees; Float revenue; Direct payment from the plan; Claims processing Service code 12 | 224 NORTH PARK AVENUE 402-753-2800 FREMONT, NE 68025 | $1.7M |
| UMR, INC. EIN 39-1995276 NONE | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | 150 W WAUSAU AVENUE WAUSAU, WI 54401 | $214K |
| TIC INTERNATIONAL CORPORATION EIN 13-2600875 NONE | Accounting (including auditing); Direct payment from the plan; Plan Administrator; Copying and duplicating; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other fees; Contract Administrator Service code 10 | 6525 CENTURION DRIVE LANSING, MI 48917 | $126K |
| BULTYNCK & CO., P.L.L.C. EIN 20-3920878 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 15985 CANAL ROAD CLINTON TOWNSHIP, MI 48038 | $104K |
| NOVARA, TESIJA & CATENACCI, PLLC EIN 38-3763096 NONE | Direct payment from the plan; Legal Service code 29 | 888 W BIG BEAVER RD 600 TROY, MI 48084 | $101K |
| UNITED ACTUARIAL SERVICES, INC. EIN 35-2156428 NONE | Actuarial; Direct payment from the plan; Consulting (general) Service code 11 | 11590 N MERIDIAN ST 610 CARMEL, IN 46032 | $63K |
| LABOR FIRST LLC EIN 06-1750191 NONE | Other services; Direct payment from the plan Service code 49 | 1000 MIDLANTIC DR STE 100 MT LAUREL TOWNSHIP, NJ 08054 | $57K |
| SOLXSYS ADMINISTRATIVE SOLUTIONS EIN 83-2454243 NONE | Direct payment from the plan; Plan Administrator Service code 14 | 5600 NEW KING ST, STE 330 TROY, MI 48098 | $53K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Insurance services; Claims processing Service code 12 | 11340 WHITE ROCK RD RANCHO CORDOVA, CA 95742 | $52K |
| DELTA DENTAL OF MICHIGAN EIN 38-1791480 NONE | Other fees; Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Insurance services; Contract Administrator; Claims processing Service code 12 | 4100 OKEMOS ROAD OKEMOS, MI 48864 | $27K |
| BUCK GLOBAL, LLC EIN 13-3954297 NONE | Other services; Direct payment from the plan Service code 49 | 420 LEXINGTON AVE NEW YORK, NY 10170 | $15K |
| MORGAN STANLEY GLOBAL BANKING EIN 26-4310632 NONE | Named fiduciary; Investment management fees paid directly by plan; Custodial (securities); Securities brokerage; Recordkeeping and information management (computing, tabulating, data processing, etc.); Trustee (bank, trust company, or similar financial institution); Direct payment from the plan; Custodial (other than securities); Investment management; Investment advisory (plan) Service code 15 | 1585 BROADWAY AVENUE NEW YORK, NY 10036 | $10K |
| MADISON INVESTMENT ADVISORS EIN 54-2050385 NONE | Direct payment from the plan; Consulting (general); Investment advisory (plan); Investment management Service code 16 | 550 SCIENCE DRIVE MADISON, WI 53711 | $10K |
| COMERICA BANK EIN 42-1741646 NONE | Investment advisory (plan); Custodial (other than securities); Trustee (bank, trust company, or similar financial institution); Participant communication; Direct payment from the plan; Participant loan processing; Investment management; Securities brokerage; Custodial (securities); Investment management fees paid directly by plan Service code 18 | 411 WEST LAFAYETTE DETROIT, MI 48226 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 620 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 161 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 781 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF MICHIGAN | 1,942 | $530K |
| Vision | VISION SERVICE PLAN | 794 | $48K |
| Stop-loss / reinsurancereinsurance | TOKIO MARINE | 0 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,942 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.