No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LABOR FIRST LLC NONE | Consulting (general); Direct payment from the plan Service code 16 | 3000 MIDLANTIC DR 101 MT LAUREL TOWNSHIP, NJ 08054 | $494K |
| NOVARA, TESIJA & CATENACCI, PLLC EIN 38-3763096 NONE | Direct payment from the plan; Legal Service code 29 | 888 W BIG BEAVER RD,ST600 TROY, MI 48084 | $99K |
| TIC INTERNATIONAL CORPORATION EIN 13-2600875 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Plan Administrator Service code 14 | 6525 CENTURION DRIVE LANSING, MI 48917 | $56K |
| UNITED ACTUARIAL SERVICES, INC. EIN 35-2156428 NONE | Direct payment from the plan; Consulting fees; Actuarial; Consulting (general) Service code 11 | 11590 NORTH MERIDIAN ST CARMEL, IN 46032 | $55K |
| VISION SERVICE PLAN NONE | Direct payment from the plan; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | 11340 WHITE ROCK RD RANCHO CORDOVA, CA 95742 | $49K |
| DELTA DENTAL NONE | Direct payment from the plan; Claims processing; Contract Administrator Service code 12 | 4100 OKEMOS ROAD OKEMOS, MI 48864 | $29K |
| MORGAN STANLEY GLOBAL BANKING NONE | Custodial (securities); Investment management fees paid directly by plan; Investment management; Securities brokerage; Investment advisory (plan); Direct payment from the plan; Other investment fees and expenses Service code 19 | 1585 BROADWAY AVENUE NEW YORK, NY 10036 | $22K |
| REINHART PARTNERS, INC. EIN 39-1711628 NONE | Securities brokerage; Investment advisory (plan); Investment management fees paid directly by plan; Custodial (securities); Other investment fees and expenses; Investment management; Direct payment from the plan Service code 19 | 1500 W MARKET ST MEQUON, WI 53092 | $10K |
| COMERICA BANK NONE | Investment management fees paid directly by plan; Custodial (securities); Direct payment from the plan; Investment advisory (plan); Investment management; Securities brokerage Service code 19 | 151 S. ROSE STREET KALAMAZOO, MI 49007 | $7K |
| CITY PRINTING COMPANY, INC. NONE | Direct payment from the plan; Copying and duplicating Service code 36 | 411 WEST CROSS STREET YPSILANTI, MI 48197 | $6K |
| BULTYNCK & CO., P.L.L.C. EIN 20-3920878 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 15985 CANAL ROAD CLINTON TOWNSHIP, MI 48038 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 548 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 179 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 727 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF MICHIGAN | 1,758 | $459K |
| Vision | VISION SERVICE PLAN | 693 | $51K |
| Stop-loss / reinsurancereinsurance | TOKIO MARINE | 0 | $301K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,758 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.