No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OPTUMRX, INC. EIN 33-0441200 NONE | Float revenue; Other fees; Direct payment from the plan; Claims processing Service code 12 | — | $2.0M |
| DELTA DENTAL NONE | Direct payment from the plan; Claims processing Service code 12 | 4100 OKEMOS ROAD OKEMOS, MI 48864 | $443K |
| UMR, INC. EIN 39-1995276 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $405K |
| HCC LIFE INSURANCE COMPANY NONE | Direct payment from the plan; Claims processing Service code 12 | 225 TOWNPARK DRIVE STE350 KENNESAW, GA 30144 | $341K |
| NOVARA, TESIJA & CATENACCI, PLLC EIN 38-3763096 NONE | Direct payment from the plan; Legal Service code 29 | 2000 TOWN CENTER STE 2370 SOUTHFIELD, MI 48075 | $74K |
| VISION SERVICE PLAN NONE | Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 12 | 11340 WHITE ROCK RD RANCHO CORDOVA, CA 95742 | $53K |
| TIC INTERNATIONAL CORPORATION EIN 13-2600875 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Plan Administrator; Direct payment from the plan Service code 14 | 6525 CENTURION DRIVE LANSING, MI 48917 | $50K |
| UNITED ACTUARIAL SERVICES, INC. EIN 35-2156428 NONE | Consulting (general); Consulting fees; Actuarial; Direct payment from the plan Service code 11 | 11590 NORTH MERIDIAN ST CARMEL, IN 46032 | $22K |
| BULTYNCK & CO., P.L.L.C. EIN 20-3920878 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 15985 CANAL ROAD CLINTON TOWNSHIP, MI 48038 | $10K |
| MORGAN STANLEY GLOBAL BANKING NONE | Investment management; Other investment fees and expenses; Custodial (securities); Securities brokerage; Direct payment from the plan; Investment management fees paid directly by plan; Investment advisory (plan) Service code 19 | 1585 BROADWAY AVENUE NEW YORK, NY 10036 | $10K |
| CITY PRINTING COMPANY INC. NONE | Copying and duplicating; Direct payment from the plan Service code 36 | 411 WEST CROSS STREET YPSILANTI, MI 48197 | $8K |
| COMERICA BANK NONE | Investment management; Investment advisory (plan); Direct payment from the plan; Investment management fees paid directly by plan; Securities brokerage; Custodial (securities) Service code 19 | 151 S. ROSE STREET KALAMAZOO, MI 49007 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 502 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 152 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 654 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF MICHIGAN | 1,689 | $443K |
| Vision | VISION SERVICE PLAN | 660 | $54K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,689 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.