| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JENNIFER L TINKER3 Filed as: JENNIFER LYNN TINKER | 5035 PLAINFIELD AVE NE, SUITE D GRAND RAPIDS, MI 49525 | BAPTIST HEALTH PLAN | $61K | — | $61K | 2.46% |
| JENNIFER L TINKER3 Filed as: JENNIFER L. TINKER | 5035 PLAINFIELD AVE NE, SUITE D GRAND RAPIDS, MI 49525 | PRIORITY HEALTH | $38K | — | $38K | 2.32% |
| JENNIFER L TINKER3 Filed as: JENNIFER TINKER | 5035 PLAINFIELD AVE NE SUITE D GRAND RAPIDS, MI 49525 | PRIORITY HEALTH INSURANCE COMPANY | $26K | — | $26K | 2.36% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS NL | 4000 SMITH RD STE 400 CINCINNATI, OH 45209 | AFLAC | $20K | — | $20K | 14.16% |
| TYLER M TRAVIS3 | 707 LESLIE AVE GLASGOW, KY 42141 | AFLAC | $12K | $753 | $12K | 8.72% |
| PAULA WINCHELL3 | 260 HOLLIS THOMAS RD GLASGOW, KY 42141 | AFLAC | $2K | $796 | $3K | 1.97% |
| KATIE S BARNES3 | 315 NICHOLAS RIDGE DR ELIZABETHTOWN, KY 42701 | AFLAC | $2K | $768 | $3K | 1.87% |
| PHILLIP D BLAKEMAN3 | 217 REMBRANDT DR ELIZABETHTOWN, KS 42701 | AFLAC | $2K | $592 | $2K | 1.73% |
| CRYSTAL ROSA VERTREES3 | 92 HAMPTON LN ELIZABETHTOWN, KY 42701 | AFLAC | $2K | $185 | $2K | 1.52% |
| WILLIAM JONES3 | 2362 RUSSELLVILLE RD BOWLING GREEN, KY 42101 | AFLAC | $871 | $602 | $1K | 1.04% |
| HEATHER TRAVIS3 | 221 KELLY DRIVE GLASGOW, KY 42141 | AFLAC | $751 | $426 | $1K | 0.83% |
| JILL HEHNEN3 | 510 OLD BUCK CREEK ROAD ADOLPHUS, KY 42120 | AFLAC | $351 | — | $351 | 0.25% |
| ASHLYNN TROTTER3 | 265 WINDOVER AVE BOWLING GREEN, KS 42101 | AFLAC | $336 | — | $336 | 0.24% |
| MICHAEL ROEBUCK3 | 171 FOX RUN WAY BOWLING GREEN, KY 42104 | AFLAC | $138 | — | $138 | 0.10% |
| MURPHY M DEMUNBRUN JR3 Filed as: MURPHY DEMUNBRUN JR | 900 REX BARTLEY ROAD GLASGOW, KS 42141 | AFLAC | $72 | $7 | $79 | 0.06% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JULIA BROWN | 232 ORENE WAY SONORA, KY 42776 | AFLAC | $56 | — | $56 | 0.04% |
| JAMES A. THOMPSON3 Filed as: JAMES THOMPSON | 5549 BURKESVILLE ROAD GLASGOW, KS 42141 | AFLAC | $40 | — | $40 | 0.03% |
| PATRICK MARION3 | 1401 HAMPSHIRE PLACE BOWLING GREEN, KS 42104 | AFLAC | $38 | — | $38 | 0.03% |
| SHERRY ROCK3 | PO BOX 300 RINEYVILLE, KY 40162 | AFLAC | $34 | — | $34 | 0.02% |
| MELANIE WATSON3 | 205 CLEVELAND AVE GLASGOW, KY 42141 | AFLAC | $9 | $15 | $24 | 0.02% |
| DARRYL J YOUNG3 Filed as: DARRYL YOUNG | 3820 GOLD CITY ROAD FRANKLIN, KS 42134 | AFLAC | $20 | — | $20 | 0.01% |
| AMY JOHANNEMANN3 | PO BOX 22806 LOUISVILLE, KS 40252 | AFLAC | $5 | — | $5 | 0.00% |
| R WRIGHT3 | 9200 SHELBYVILLE ROAD, SUITE 605 LOUISVILLE, KY 40222 | AFLAC | $4 | — | $4 | 0.00% |
| CLIFFORD FRANKLIN BROOKS3 Filed as: CLIFFORD BROOKS | 9200 SHELBYVILLE ROAD, SUITE 605 LOUISVILLE, KY 40222 | AFLAC | $2 | — | $2 | 0.00% |
| DENNIS HARTIN3 | 3115 PHOENIX AVE OLDSMAR, FL 34677 | AFLAC | $1 | — | $1 | 0.00% |
| JENNIFER L TINKER3 Filed as: JENNIFER L. TINKER | 5035 PLAINFIELD AVE NE, SUITE D GRAND RAPIDS, MI 49525 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 4.10% |
| JENNIFER L TINKER3 Filed as: JENNIFER L. TINKER | 5035 PLAINFIELD AVE NE, SUITE D GRAND RAPIDS, MI 49525 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 5.64% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY IN | STE 5000 5905 E GALBRAITH CINCINNATI, OH 45236 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $251 | $6K | 15.66% |
| JENNIFER L TINKER3 Filed as: JENNIFER L. TINKER | 5035 PLAINFIELD AVE NE, SUITE D GRAND RAPIDS, MI 49525 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 10.90% |
| JENNIFER L TINKER3 Filed as: JENNIFER LYNN TINKER | 5035 PLAINFIELD AVE NE, SUITE D GRAND RAPIDS, MI 49525 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY IN | STE 5000 5905 E GALBRAITH RD CINCINNATI, OH 45236 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $82 | $3K | 15.40% |
| CHRISTOPHER ALAN DARWIN3 Filed as: CHRISTOPHER HAYNES | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 27.26% |
| LOWELL MAYO3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 10.05% |
| MARRI ANDREWS3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 7.21% |
| JOHN MILES ROWAN3 Filed as: JOHN TORRES | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $578 | — | $578 | 3.88% |
| JACOB DAMERON3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $334 | — | $334 | 2.24% |
| RACHEL FENZ3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $282 | — | $282 | 1.89% |
| NATASHA BACKO3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $42 | — | $42 | 0.28% |
| ANDREW FAY3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $33 | — | $33 | 0.22% |
| CARI ANDERSON3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $32 | — | $32 | 0.21% |
| ASHLEY BOURQUE3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $31 | — | $31 | 0.21% |
| LIZETT ZEREN3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $30 | — | $30 | 0.20% |
| TROY PERRY3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $27 | — | $27 | 0.18% |
| DENA LANGE3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $24 | — | $24 | 0.16% |
| JAMES ROGALSKI3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $23 | — | $23 | 0.15% |
| JEFF STOOP3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $18 | — | $18 | 0.12% |
| HUBERT PENNINGS3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $7 | — | $7 | 0.05% |
| COLLETTE DARDEN3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $6 | — | $6 | 0.04% |
| MATTHEW SCOTT3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| RON TUCKER3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| JONATHAN BROOKS3 Filed as: JONATHAN JACOBSON | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$1 | — | -$1 | -0.01% |
| ALISON WOFFORD3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$41 | — | -$41 | -0.28% |
| DERENDA HELSER3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$70 | — | -$70 | -0.47% |
| LOGAN SCALLEN3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$183 | — | -$183 | -1.23% |
| JOSHUA WILSON3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$220 | — | -$220 | -1.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 848 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 853 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BAPTIST HEALTH PLAN | 552 | $5.2M |
| Vision | BAPTIST HEALTH PLAN | 552 | $2.5M |
| Life insurance(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 606 | $155K |
| Short-term disability(3 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 120 | $114K |
| Long-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 166 | $75K |
| Prescription drug(3 contracts, 3 carriers) | BAPTIST HEALTH PLAN | 552 | $5.2M |
| Other(3 contracts, 3 carriers) | AFLAC | 606 | $271K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 606 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.