| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JENNIFER L TINKER3 Filed as: JENNIFER L. TINKER | 5035 PLAINFIELD AVE NE, SUITE D GRAND RAPIDS, MI 49525 | PRIORITY HEALTH | $66K | — | $66K | 2.00% |
| JENNIFER L TINKER3 Filed as: JENNIFER L. TINKER | 5035 PLAINFIELD AVE NE, SUITE D GRAND RAPIDS, MI 49525 | BAPTIST HEALTH PLAN | $54K | — | $54K | 2.59% |
| JENNIFER L TINKER3 Filed as: JENNIFER L. TINKER | 5035 PLAINFIELD AVE NE, SUITE D GRAND RAPIDS, MI 49525 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 4.12% |
| JENNIFER L TINKER3 Filed as: JENNIFER L. TINKER | 5035 PLAINFIELD AVE NE, SUITE D GRAND RAPIDS, MI 49525 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 8.34% |
| JENNIFER L TINKER3 Filed as: JENNIFER L. TINKER | 5035 PLAINFIELD AVE NE, SUITE D GRAND RAPIDS, MI 49525 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 11.66% |
| JENNIFER L TINKER3 Filed as: JENNIFER L. TINKER | 5035 PLAINFIELD AVE NE, SUITE D GRAND RAPIDS, MI 49525 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| DENA LANGE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $593 | — | $593 | 7.66% |
| ANDREW FAY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $489 | — | $489 | 6.31% |
| CHRISTOPHER ALAN DARWIN3 Filed as: CHRISTOPHER HAYNES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $127 | — | $127 | 1.64% |
| CARI ANDERSON3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $62 | — | $62 | 0.80% |
| JENNIFER L TINKER3 Filed as: JENNIFER L. TINKER | 344 GLENCARIN DR NE ROCKFORD, MI 49341 | KANAWHA INSURANCE COMPANY | $581 | — | $581 | 15.01% |
| INSURANCE PLAN ADMINISTRATORS3 | 5035 PLAINFIELD AVE NW, SUITE D GRAND RAPIDS, MI 49525 | UNION SECURITY INSURANCE COMPANY | $566 | — | $566 | 14.69% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 666 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 667 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | PRIORITY HEALTH | 651 | $5.4M |
| Vision | BAPTIST HEALTH PLAN | 485 | $2.1M |
| Life insurance(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 630 | $120K |
| Short-term disability(3 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 165 | $46K |
| Long-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 150 | $35K |
| Prescription drug(2 contracts, 2 carriers) | PRIORITY HEALTH | 651 | $5.4M |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 630 | $101K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 651 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.