| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JENNIFER L TINKER3 Filed as: JENNIFER L. TINKER | 5035 PLAINFIELD AVE NE, SUITE D GRAND RAPIDS, MI 49525 | PRIORITY HEALTH | $59K | — | $59K | 1.95% |
| JENNIFER L TINKER3 Filed as: JENNIFER LYNN TINKER | 5035 PLAINFIELD AVE NE, SUITE D GRAND RAPIDS, MI 49525 | BAPTIST HEALTH PLAN | $62K | — | $62K | 2.64% |
| MMA SERVICE CORP3 | 620 S CAPITOL AVE LANSING, MI 48933 | METROPOLITAN LIFE INSURANCE COMPANY | — | $21K | $21K | 4.75% |
| INSURANCE PLAN ADMINISTRATORS3 | 5035 PLAINFIELD AVE NE, SUITE D GRAND RAPIDS, MI 49525 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 2.35% |
| JENNIFER L TINKER3 Filed as: JENNIFER L. TINKER | 5035 PLAINFIELD AVE NE, SUITE D GRAND RAPIDS, MI 49525 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 3.66% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY INC | 4000 SMITH RD STE 400 CINCINNATI, OH 45209 | AFLAC | $23K | — | $23K | 26.92% |
| TYLER M TRAVIS3 | 707 LESLIE AVE GLASGOW, KY 42141 | AFLAC | $13K | $203 | $13K | 15.21% |
| PAULA WINCHELL3 | 260 HOLLIS THOMAS RD GLASGOW, KY 42141 | AFLAC | $3K | — | $3K | 2.94% |
| KATIE S BARNES3 | 315 NICHOLAS RIDGE DR ELIZABETHTOWN, KY 42701 | AFLAC | $2K | — | $2K | 2.69% |
| WILLIAM JONES3 | 2362 RUSSELLVILLE RD BOWLING GREEN, KY 42101 | AFLAC | $2K | — | $2K | 2.00% |
| HEATHER TRAVIS3 | 707 LESLIE AVE GLASGOW, KY 42141 | AFLAC | $1K | — | $1K | 1.60% |
| PHILLIP D BLAKEMAN3 | 217 REMBRANDT DR ELIZABETHTOWN, KS 42701 | AFLAC | $1K | — | $1K | 1.30% |
| CRYSTAL ROSA VERTREES3 | 92 HAMPTON LN ELIZABETHTOWN, KY 42701 | AFLAC | $530 | — | $530 | 0.61% |
| JENNIFER L TINKER3 Filed as: JENNIFER TINKER | 5035 PLAINFIELD AVE NE SUITE D GRAND RAPIDS, MI 49525 | PRIORITY HEALTH INSURANCE COMPANY | $981 | — | $981 | 1.40% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY IN | STE 5000 5905 E GALBRAITH CINCINNATI, OH 45236 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 15.77% |
| JENNIFER L TINKER3 Filed as: JENNIFER L. TINKER | 5035 PLAINFIELD AVE NE, SUITE D GRAND RAPIDS, MI 49525 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 6.33% |
| JENNIFER L TINKER3 Filed as: JENNIFER L. TINKER | 5035 PLAINFIELD AVE NE, SUITE D GRAND RAPIDS, MI 49525 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 11.32% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY IN | STE 5000 5905 E GALBRAITH RD CINCINNATI, OH 45236 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 15.78% |
| JENNIFER L TINKER3 Filed as: JENNIFER LYNN TINKER | 5035 PLAINFIELD AVE NE, SUITE D GRAND RAPIDS, MI 49525 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| CHRISTOPHER ALAN DARWIN3 Filed as: CHRISTOPHER HAYNES | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 19.56% |
| LOWELL MAYO3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 14.08% |
| MARRI ANDREWS3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 11.77% |
| JOSHUA WILSON3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $659 | — | $659 | 5.38% |
| LOGAN SCALLEN3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $567 | — | $567 | 4.63% |
| TROY PERRY3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $481 | — | $481 | 3.93% |
| DERENDA HELSER3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $330 | — | $330 | 2.69% |
| CARI ANDERSON3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $202 | — | $202 | 1.65% |
| ASHLEY BOURQUE3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $170 | — | $170 | 1.39% |
| ALISON WOFFORD3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $103 | — | $103 | 0.84% |
| JOHN MILES ROWAN3 Filed as: JOHN GAHAN | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $95 | — | $95 | 0.78% |
| RON TUCKER3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $64 | — | $64 | 0.52% |
| JONATHAN BROOKS3 Filed as: JONATHAN JACOBSON | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $41 | — | $41 | 0.33% |
| JAMES ROGALSKI3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $18 | — | $18 | 0.15% |
| COLLETTE DARDEN3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $17 | — | $17 | 0.14% |
| ANDREW FAY3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $7 | — | $7 | 0.06% |
| HUBERT PENNINGS3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $5 | — | $5 | 0.04% |
| MATTHEW SCOTT3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $3 | — | $3 | 0.02% |
| DENA LANGE3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$306 | — | -$306 | -2.50% |
| JENNIFER L TINKER3 Filed as: JENNIFER L. TINKER | 344 GLENCARIN DR NE ROCKFORD, MI 49341 | KANAWHA INSURANCE COMPANY | $74 | — | $74 | 14.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 719 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 723 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | PRIORITY HEALTH | 618 | $5.4M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,231 | $432K |
| Vision | BAPTIST HEALTH PLAN | 543 | $2.3M |
| Life insurance(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 643 | $136K |
| Short-term disability(4 contracts, 4 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 127 | $108K |
| Long-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 151 | $83K |
| Prescription drug(3 contracts, 3 carriers) | PRIORITY HEALTH | 618 | $5.4M |
| Other(3 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 643 | $205K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,231 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.