See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 4 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALLIED BENEFIT SYSTEMS LLC EIN 36-3086057 TPA | Plan Administrator Service code 14 | 200 WEST ADAMS SUITE 500 CHICAGO, IL 60606 | $57K |
| WHITE INSURANCE AGENCY EIN 31-3785870 BROKER | Insurance agents and brokers Service code 22 | P O BOX 69 BRAZIL, IN 47834 | $13K |
| PHCS EIN 04-3138814 PPO | Insurance services Service code 23 | 115 FIFTH AVENUE NEW YORK, NY 10003 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 173 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 173 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | VISTA UNDERWRITING PARTNERS | 131 | $665K |
| Dental | VISTA UNDERWRITING PARTNERS | 131 | $665K |
| Life insurance | KANSAS CITY LIFE INSURANCE COMPANY | 173 | $7K |
| Stop-loss / reinsurancereinsurance | VISTA UNDERWRITING PARTNERS | 131 | $665K |
| Other | KANSAS CITY LIFE INSURANCE COMPANY | 173 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 173 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.