See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN EIN 38-2069753 NONE KNOWN | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Insurance services; Claims processing; Insurance brokerage commissions and fees; Contract Administrator; Consulting (general); Other fees; Non-monetary compensation; Other commissions; Insurance agents and brokers; Float revenue Service code 12 | — | $239K |
| BENESYS, INC. EIN 38-2383171 NONE KNOWN | Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Claims processing; Plan Administrator; Direct payment from the plan Service code 12 | — | $195K |
| DELTA DENTAL OF MICHIGAN EIN 38-1791480 NONE KNOWN | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $105K |
| BENEFITS PARTNER LLC DBA SALUS GRP EIN 20-2024076 NONE KNOWN | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees; Consulting (general) Service code 16 | — | $65K |
| WEISMAN, YOUNG & RUEMENAPP, P.C. EIN 38-2590458 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $51K |
| CVS PHARMACY, INC. EIN 05-0340626 NONE KNOWN | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Direct payment from the plan Service code 12 | — | $42K |
| STEFANSKY, HOLLOWAY, & NICHOLS, INC EIN 38-2388845 NONE KNOWN | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $23K |
| FIDELITY SECURITY LIFE INSURANCE CO EIN 43-0949844 NONE KNOWN | Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Claims processing; Participant communication; Direct payment from the plan; Contract Administrator Service code 12 | — | $11K |
| UNITED ACTUARIAL SERVICES, INC. EIN 35-2156428 NONE KNOWN | Actuarial; Direct payment from the plan Service code 11 | — | $10K |
| BOSTON TRUST WALDEN COMPANY EIN 04-2273811 NONE KNOWN | Soft dollars commissions; Direct payment from the plan; Custodial (securities); Investment management fees paid directly by plan; Trustee (discretionary); Trustee (directed); Investment management; Trustee (bank, trust company, or similar financial institution) Service code 19 | — | $8K |
| AMERICAN GRAPHICS PRINTING CO. NONE KNOWN | Copying and duplicating; Direct payment from the plan Service code 36 | 34895 GROESBECK HWY CLINTON TOWNSHIP, MI 48035 | $7K |
| NEPC, LLC EIN 26-1429809 NONE KNOWN | Direct payment from the plan; Consulting (pension) Service code 17 | — | $6K |
| COMERICA BANK EIN 42-1741646 NONE KNOWN | Trustee (bank, trust company, or similar financial institution); Other services; Direct payment from the plan Service code 21 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 2 | $530K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 230 | $44K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 230 | $44K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF MICHIGAN | 132 | $516K |
| Other(3 contracts, 3 carriers) | BLUE CARE NETWORK OF MICHIGAN | 230 | $560K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 230 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The final-filing indicator is set. The plan is winding down. Skip it for sales.