| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY & ASSOCIATES, LLC | 7600 EAST ORCHARD ROAD, SUITE 330 GREENWOOD VILLAGE, CO 80111 | BLUE CARE NETWORK OF MICHIGAN | $56K | $0 | $56K | 1.41% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY & ASSOCIATES, LLC | PO BOX 9207 DES MOINES, IA 50302 | STANDARD INSURANCE COMPANY | $15K | $0 | $15K | 2.50% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY & ASSOCIATES, LLC | 7600 EAST ORCHARD ROAD, SUITE 330 GREENWOOD VILLAGE, CO 80111 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $8K | $0 | $8K | 1.48% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY & ASSOCIATES, LLC | PO BOX 441 DES MOINES, IA 50302 | DELTA DENTAL OF MICHIGAN | $13K | $0 | $13K | 2.94% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY & ASSOCIATES, LLC | PO BOX 441 DES MOINES, IA 50302 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $7K | $0 | $7K | 9.93% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 523 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 525 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 866 | $4.5M |
| Dental | DELTA DENTAL OF MICHIGAN | 1,376 | $456K |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 970 | $65K |
| Life insurance | STANDARD INSURANCE COMPANY | 705 | $610K |
| Short-term disability | STANDARD INSURANCE COMPANY | 705 | $610K |
| Long-term disability | STANDARD INSURANCE COMPANY | 705 | $610K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN | 69 | $566K |
| Other | STANDARD INSURANCE COMPANY | 705 | $610K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,376 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.