| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES LLC | 7600 EAST ORCHARD ROAD, SUITE 330 GREENWOOD VILLAGE, CO 80111 | BLUE CARE NETWORK OF MICHIGAN | $41K | $0 | $41K | 1.21% |
| KELLIE SOPCZYNSKI3 | 4146 NORTH PAUL DRIVE BAY CITY, MI 48706 | AFLAC | $3K | $252 | $3K | 0.10% |
| MJ INSURANCE3 Filed as: JASON GLICK AND VARIOUS AGENTS | 7628 GRATIOT ROAD, ROOM 101 SAGINAW, MI 48609 | AFLAC | $3K | $32 | $3K | 0.10% |
| MATTHEW THOMAS NEMODE3 Filed as: MATTHEW SOPCZYNSKI | 4146 NORTH PAUL CIRCLE BAY CITY, MI 48706 | AFLAC | $3K | $0 | $3K | 0.10% |
| MATTHEW THOMAS NEMODE3 Filed as: MATTHEW NEMODE | 815 EAST MIDLAND STREET BAY CITY, MI 48706 | AFLAC | $1K | $0 | $1K | 0.05% |
| JASON LEEN3 | 87 WEST MORGAN STREET BAY CITY, MI 48471 | AFLAC | $1K | $0 | $1K | 0.04% |
| HEATHER KOOS3 | 114 NORTH WATER STREET BAY CITY, MI 48708 | AFLAC | $1K | $87 | $1K | 0.04% |
| GREGORY CRAWFORD3 | PO BOX 1471 MIDLAND, MI 48641 | AFLAC | $744 | $0 | $744 | 0.02% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES LLC | 7600 EAST ORCHARD ROAD, SUITE 330 GREENWOOD VILLAGE, CO 80111 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $12K | $0 | $12K | 1.32% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES LLC | 3333 LEE PARKWAY, SUITE 900 DALLAS, TX 75219 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $0 | $2K | $2K | 0.18% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES LLC | PO BOX 441 DES MOINES, IA 50302 | STANDARD INSURANCE COMPANY | $14K | $0 | $14K | 2.83% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES LLC | PO BOX 441 DES MOINES, IA 50302 | DELTA DENTAL OF MICHIGAN | $11K | $0 | $11K | 2.99% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES LLC | PO BOX 441 DES MOINES, IA 50302 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 3.58% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES LLC | PO BOX 441 DES MOINES, IA 50302 | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INS. CO. | $5K | $0 | $5K | 9.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 478 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 483 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 742 | $4.3M |
| Dental | DELTA DENTAL OF MICHIGAN | 1,219 | $372K |
| Vision | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INS. CO. | 903 | $57K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 727 | $596K |
| Short-term disability(3 contracts, 3 carriers) | AFLAC | 727 | $3.7M |
| Long-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 727 | $596K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN | 107 | $890K |
| Other(3 contracts, 3 carriers) | AFLAC | 727 | $3.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,219 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.