| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES LLC | 7600 EAST ORCHARD GREENWOOD VILLAGE, CO 80111 | BLUE CARE NETWORK OF MICHIGAN | $49K | $0 | $49K | 1.61% |
| DAVID A RIMBACH3 Filed as: DAVID SLOVES | 2300 CLAYTON ROAD, SUITE 1450 01 CONCORD, CA 94520 | BLUE CARE NETWORK OF MICHIGAN | $0 | $2K | $2K | 0.07% |
| SAGINAW BAY UNDERWRITERS3 | 1258 SOUTH WASHINGTON SAGINAW, MI 48601 | BLUE CARE NETWORK OF MICHIGAN | $0 | $134 | $134 | 0.00% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES LLC | 7600 EAST ORCHARD GREENWOOD VILLAGE, CO 80111 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $17K | $0 | $17K | 1.94% |
| DAVID A RIMBACH3 Filed as: DAVID SLOVES | 2300 CLAYTON ROAD, SUITE 1450 01 CONCORD, CA 94520 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $0 | $313 | $313 | 0.04% |
| SAGINAW BAY UNDERWRITERS3 | 1258 SOUTH WASHINGTON SAGINAW, MI 48601 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $0 | $20 | $20 | 0.00% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES LLC | PO BOX 441 DES MOINES, IA 50302 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $21K | $0 | $21K | 4.04% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES LLC | PO BOX 441 DES MOINES, IA 50302 | DELTA DENTAL OF MICHIGAN | $10K | $0 | $10K | 2.53% |
| KELLIE SOPCZYNSKI3 Filed as: KELLIE MARIE SOPCZYNSKI | 4146 NORTH PAUL CIRCLE BAY CITY, MI 48706 | AFLAC | $4K | $0 | $4K | 6.03% |
| MJ INSURANCE3 Filed as: JEFFREY SAMS AND VARIOUS AGENTS | 1258 SOUTH WASHINGTON AVENUE SAGINAW, MI 48601 | AFLAC | $2K | $0 | $2K | 3.48% |
| STEPHANIE L. HECKROTH3 | 4592 EASTWOOD DRIVE AUBURN, MI 48611 | AFLAC | $1K | $0 | $1K | 1.96% |
| MATTHEW THOMAS NEMODE3 | 3985 KAWKAWLIN RIVER DRIVE BAY CITY, MI 48706 | AFLAC | $1K | $41 | $1K | 1.86% |
| GREGORY CRAWFORD3 | PO BOX 413 MIDLAND, MI 48640 | AFLAC | $986 | $178 | $1K | 1.80% |
| JASON L GLICK3 Filed as: JASON L. GLICK | 7628 GRATIOT ROAD, ROOM 101 SAGINAW, MI 48609 | AFLAC | $875 | $41 | $916 | 1.42% |
| MATTHEW THOMAS NEMODE3 Filed as: MATTHEW SOPCZYNSKI | 4146 NORTH PAUL CIRCLE BAY CITY, MI 48706 | AFLAC | $820 | $0 | $820 | 1.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 470 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 472 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 798 | $3.9M |
| Dental | DELTA DENTAL OF MICHIGAN | 1,156 | $382K |
| Vision | BLUE CROSS BLUE SHIELD OF MICHIGAN | 798 | $883K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 471 | $528K |
| Short-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 471 | $593K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 471 | $528K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN | 798 | $883K |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 471 | $593K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,156 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.