| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. | 4220 DUNCAN AVENUE ST. LOUIS, MO 63195 | DELTA DENTAL OF MICHIGAN | $8K | — | $8K | 1.71% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC DALLAS | PO BOX 905494 CHARLOTTE, NC 28290 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | — | $6K | 3.21% |
| STRATEGIC ENROLLMENT SERVICES INC.3 | 27064 OAKMEAD DRIVE PERRYSBURG, OH 435512657 | METROPOLITAN LIFE INSURANCE COMPANY | $32K | $2K | $33K | 25.90% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 50 LOUIS ST NW, STE 200 GRAND RAPIDS, MI 495032633 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $53 | $14K | 10.59% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 75 REMITTANCE DRIVE, SUITE 1446 CHICAGO, IL 606750001 | METROPOLITAN LIFE INSURANCE COMPANY | — | $926 | $926 | 0.72% |
| AON CONSULTING INC0 Filed as: AON CONSULTING INC DALLAS | PO BOX 905494 CHARLOTTE, NC 28290 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | — | $10K | 8.95% |
| STRATEGIC ENROLLMENT SERVICES INC.3 | 27064 OAKMEAD DRIVE PERRYSBURG, OH 435512657 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $46 | $14K | 13.18% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 50 LOUIS ST NW GRAND RAPIDS, MI 495032633 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $53 | $5K | 4.43% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 75 REMITTANCE DRIVE, SUITE 1446 CHICAGO, IL 60675 | METROPOLITAN LIFE INSURANCE COMPANY | — | $393 | $393 | 0.37% |
| AON CONSULTING INC0 Filed as: AON RISK SERVICES CENTRAL INC. | PO BOX 1447 LINCOLNSHIRE, IL 600691447 | AMERITAS LIFE INSURANCE CORP. | $9K | — | $9K | 10.00% |
| STRATEGIC ENROLLMENT SERVICES INC.3 | 27064 OAKMEAD DRIVE PERRYSBURG, OH 435512657 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $46 | $13K | 15.57% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 50 LOUIS ST NW, STE 200 GRAND RAPIDS, MI 495032633 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $53 | $4K | 5.24% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 75 REMITTANCE DRIVE, SUITE 1446 CHICAGO, IL 606750001 | METROPOLITAN LIFE INSURANCE COMPANY | — | $312 | $312 | 0.39% |
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 28290 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 7.92% |
| MERITAIN HEALTH3 Filed as: AETNA BEHAVIORAL HEALTH, LLC | 151 FARMINGTON AVENUE HARTFORD, CT 06156 | AETNA HEALTH & HUMAN RESOURCE CENTER, INC. | — | $22K | $22K | 111765.00% |
| AON CONSULTING INC3 Filed as: LESLIE FOSTER/AON RISK SERVICES C/O | 75 REMITTANCE DRIVE, SUITE 1446 CHICAGO, IL 60675 | AETNA HEALTH & HUMAN RESOURCE CENTER, INC. | $1 | — | $1 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 844 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 291 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,135 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 503 | $315K |
| Dental | DELTA DENTAL OF MICHIGAN | 1,261 | $446K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 1,014 | $86K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 777 | $300K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 288 | $58K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 777 | $193K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,261 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.