| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. | 75 REMITTANCE DR CHICAGO, IL 60675 | DELTA DENTAL OF MICHIGAN | $11K | — | $11K | 2.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | PO BOX 905494 CHARLOTTE, NC 28290 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | — | $7K | 2.53% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 555 E. LANCASTER AVE. RADNOR, PA 19087 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | — | $7K | 6.41% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | PO BOX 905494 CHARLOTTE, NC 28290 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 2.23% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 50 LOUIS ST NW GRAND RAPIDS, MI 495032674 | AMERITAS LIFE INSURANCE CORP. | $10K | — | $10K | 10.00% |
| STRATEGIC ENROLLMENT SERVICES INC.3 | 27064 OAKMEAD DR PERRYSBURG, OH 435512657 | METROPOLITAN LIFE INSURANCE COMPANY | $33K | $44 | $33K | 37.94% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. | 50 LOUIS ST NW SUITE 200 GRAND RAPIDS, MI 495032633 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $88 | $11K | 12.73% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. | 75 REMITTANCE DRIVE SUITE 1446 CHICAGO, IL 606750001 | METROPOLITAN LIFE INSURANCE COMPANY | — | $362 | $362 | 0.41% |
| STRATEGIC ENROLLMENT SERVICES INC.3 | 27064 OAKMEAD DR. PERRYSBURG, OH 435512657 | METROPOLITAN LIFE INSURANCE COMPANY | $28K | $44 | $28K | 37.77% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 50 LOUIS ST NW SUITE 200 GRAND RAPIDS, MI 495032633 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $88 | $9K | 12.69% |
| AON CONSULTING INC Filed as: AON RISK SERVICES CENTRAL INC. | 75 REMITTANCE DRIVE SUITE 1446 CHICAGO, IL 606750001 | METROPOLITAN LIFE INSURANCE COMPANY | — | $298 | $298 | 0.40% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | PO BOX 905494 CHARLOTTE, NC 28290 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 6.73% |
| AON CONSULTING INC3 Filed as: LESLIE FOSTER/AON RISK SERVICES C/O | 75 REMITTANCE DRIVE SUITE 1446 CHICAGO, IL 60675 | AETNA HEALTH & HUMAN RESOURCE CENTER, INC. | $1 | — | $1 | 5.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | PO BOX 905494 CHARLOTTE, NC 28290 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,232 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 188 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,420 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 573 | $162K |
| Dental | DELTA DENTAL OF MICHIGAN | 1,665 | $527K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 1,247 | $97K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 995 | $372K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 365 | $70K |
| Other(2 contracts, 2 carriers) | AETNA HEALTH & HUMAN RESOURCE CENTER, INC. | 477 | $20 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,665 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.