See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 8 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 4 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZELIS EIN 58-2167964 NONE | Claims processing; Direct payment from the plan Service code 12 | 2 CROSSROADS DRIVE BEDMINSTER, NJ 07921 | $136K |
| BENESYS, INC. EIN 38-2383171 NONE | Direct payment from the plan; Plan Administrator Service code 14 | 700 TOWER DRIVE STE 300 TROY, MI 48098 | $116K |
| DELTA DENTAL OF MICHIGAN EIN 38-1791480 NONE | Direct payment from the plan; Insurance services Service code 23 | 4100 OKEMOS ROAD OKEMOS, MI 48864 | $59K |
| AMERICAN GRAPHICS PRINTING CO. EIN 38-2090931 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | 34985 GROESBECK HWY CLINTON TOWNSHIP, MI 48035 | $32K |
| ASHER KELLY EIN 84-3379113 NONE | Direct payment from the plan; Legal Service code 29 | 25800 NORTHWESTERN HWY SOUTHFIELD, MI 48075 | $29K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Insurance services; Direct payment from the plan Service code 23 | 11340 WHITE ROCK RD RANCHO CORDOVA, CA 95742 | $28K |
| NICKEL & SAPH INC. EIN 38-1799688 NONE | Insurance services; Direct payment from the plan Service code 23 | 44 MACOMB PLACE MOUNT CLEMENS, MI 48043 | $18K |
| BULTYNCK & CO., PLLC EIN 20-3920878 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 15985 CANAL ROAD CLINTON TOWNSHIP, MI 48038 | $11K |
| ALLIANCE HEALTH & LIFE CORP. EIN 38-2242827 NONE | Direct payment from the plan; Insurance services Service code 23 | 2850 W GRAND BLVD DETROIT, MI 48202 | $9K |
| STROME ACTUARIAL SERVICES LLC EIN 46-4229857 NONE | Actuarial; Direct payment from the plan Service code 11 | 31313 NORTHWESTERN HWY FARMINGTON HILLS, MI 48334 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,186 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,186 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA INSURANCE COMPANY | 1,551 | $6.7M |
| Dental(2 contracts, 2 carriers) | DENCAP DENTAL PLANS, INC. | 342 | $8K |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 1,453 | $0 |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 0 | $5K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 0 | $0 |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 0 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,551 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.