See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 11 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 8 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| METROPOLITAN LIFE INSURANCE CO EIN 13-5581829 NONE | Insurance services; Direct payment from the plan Service code 23 | 501 US HIGHWAY 22, 2ND FLOOR BRIDGEWATER, NJ 08807 | $292K |
| MAGELLAN RX MANAGEMENT EIN 86-1042036 PHARMACY BENEFIT MANAGEME | Direct payment from the plan; Other fees; Claims processing Service code 12 | PO BOX 783053 PHILADELPHIA, PA 19178 | $207K |
| BENESYS INC EIN 38-3507129 PLAN ADMINISTRATOR | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Plan Administrator; Claims processing Service code 12 | 700 TOWER DRIVE SUITE 300 TROY, MI 48098 | $126K |
| THE UNION LABOR LIFE INSURANCE CO EIN 13-1423090 NONE | Direct payment from the plan; Insurance services Service code 23 | ONE STREET NORTHWEST WASHINGTON, DC 20001 | $124K |
| HEALTH ALLIANCE PLAN OF MICHIGAN EIN 38-2242827 NONE | Contract Administrator; Direct payment from the plan Service code 13 | 2850 W. GRAND BLVD DETROIT, MI 48202 | $39K |
| DELTA DENTAL PLAN OF MICHIGAN EIN 38-1791480 BENEFIT ADMINISTRATOR | Contract Administrator; Claims processing Service code 12 | PO BOX 30416 LANSING, MI 489097916 | $38K |
| ZELIS EIN 46-3708039 NONE | Direct payment from the plan; Contract Administrator Service code 13 | 2 CROSSROADS DRIVE BEDMINSTER, NJ 07921 | $32K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Insurance services; Direct payment from the plan Service code 23 | 3333 QUALITY DRIVE RANCHO CORDOVA, CA 95670 | $30K |
| ASHER KELLY EIN 84-3379113 NONE | Legal; Direct payment from the plan Service code 29 | 25800 NORTHWESTERN HIGHWAY SOUTHFIELD, MI 48075 | $21K |
| AMERICAN GRAPHICS EIN 38-2090931 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | 34895 GROSEBECK HIGHWAY CLINTON TOWNSHIP, MI 48035 | $14K |
| WALTER, BOESKY & ASSOCIATES P.C. EIN 38-3629743 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 17320 W. 12 MILE ROAD STE 200 SOUTHFIELD, MI 480762105 | $12K |
| SULLIVAN WARD ASHER AND PATTON PC EIN 38-1956491 NONE | Legal; Direct payment from the plan Service code 29 | 25800 NORTHWESTERN HIGHWAY SOUTHFIELD, MI 48075 | $11K |
| AMERICARE MEDICAL INC. EIN 38-2364792 NONE | Direct payment from the plan; Other services Service code 49 | 1938 WOODSLEE DRIVE TROY, MI 48083 | $10K |
| GOLDEN DENTAL PLANS INC EIN 38-2724203 NONE | Direct payment from the plan; Insurance services Service code 23 | 29377 HOOVER ROAD WARREN, MI 48093 | $9K |
| SSS CONSULTANTS LLC EIN 46-4689707 ACTUARY | Actuarial; Direct payment from the plan Service code 11 | 31313 NORTHWESTERN HWY, SUITE 114 FRAMINGTON HILLS, MI 48334 | $8K |
| WORK LIFE STRATEGIES EIN 80-0178558 NONE | Consulting (pension); Direct payment from the plan Service code 17 | PO BOX 670444 DALLAS, TX 75367 | $7K |
| HEALTH DESIGN ENTERPRISES LLC EIN 38-3607439 NONE | Contract Administrator; Direct payment from the plan Service code 13 | 1550 E BELTLINE SE GRAND RAPIDS, MI 49506 | $7K |
| NICKEL & SAPH, INC EIN 38-1799688 NONE | Insurance services; Direct payment from the plan Service code 23 | 44 MACOMB PLACE MOUNT CLEMENS, MI 480436907 | $7K |
| DAVIS VISION INC EIN 11-3051991 NONE | Direct payment from the plan; Insurance services Service code 23 | 711 TROY-SCHENECTADY ROAD LATHAM, NY 12110 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,191 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,191 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 3 carriers) | HUMANA BENEFIT PLAN OF ILLINOIS, INC | 7 | $49K |
| Vision | DAVIS VISION | 172 | $9K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 91 | $296K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 912 | $47K |
| Other | HAP PREFERRED INC | 1,097 | $105K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,360 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.