See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 18 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 27 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HUMANA INSURANCE COMPANY EIN 39-1263473 NONE | Insurance services; Direct payment from the plan Service code 23 | 500 WEST MAIN STREET LOUISVILLE, KY 40202 | $4.9M |
| METROPOLITAN LIFE INSURANCE CO EIN 13-5581829 NONE | Insurance services; Direct payment from the plan Service code 23 | 501 US HIGHWAY 22, 2ND FLOOR BRIDGEWATER, NJ 08807 | $276K |
| BENESYS INC EIN 38-3507129 PLAN ADMINISTRATOR | Direct payment from the plan; Contract Administrator; Claims processing; Plan Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | 700 TOWER DRIVE SUITE 300 TROY, MI 48098 | $145K |
| THE UNION LABOR LIFE INSURANCE CO EIN 13-1423090 NONE | Direct payment from the plan; Insurance services Service code 23 | ONE STREET NORTHWEST WASHINGTON, DC 20001 | $119K |
| HEALTH ALLIANCE PLAN OF MICHIGAN EIN 38-2242827 NONE | Direct payment from the plan; Contract Administrator Service code 13 | 2850 W. GRAND BLVD DETROIT, MI 48202 | $83K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Direct payment from the plan; Insurance services Service code 23 | 3333 QUALITY DRIVE RANCHO CORDOVA, CA 95670 | $33K |
| DELTA DENTAL PLAN OF MICHIGAN EIN 38-1791480 BENEFIT ADMINISTRATOR | Claims processing; Contract Administrator Service code 12 | PO BOX 30416 LANSING, MI 489097916 | $30K |
| ZELIS EIN 46-3708039 NONE | Contract Administrator; Direct payment from the plan Service code 13 | 2 CROSSROADS DRIVE BEDMINSTER, NJ 07921 | $20K |
| SULLIVAN WARD ASHER AND PATTON PC EIN 38-1956491 NONE | Legal; Direct payment from the plan Service code 29 | 25800 NORTHWESTERN HIGHWAY SOUTHFIELD, MI 48075 | $19K |
| AMERICAN GRAPHICS EIN 38-2090931 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | 34895 GROSEBECK HIGHWAY CLINTON TOWNSHIP, MI 48035 | $14K |
| WALTER, BOESKY & ASSOCIATES P.C. EIN 38-3629743 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 17320 W. 12 MILE ROAD STE 200 SOUTHFIELD, MI 480762105 | $12K |
| DAVIS VISION INC EIN 11-3051991 NONE | Insurance services; Direct payment from the plan Service code 23 | 711 TROY-SCHENECTADY ROAD LATHAM, NY 12110 | $11K |
| FIFTH THIRD BANK EIN 31-1051736 NONE | Custodial (securities); Direct payment from the plan Service code 19 | 1000 TOWN CENTER STE 1500 SOUTHFIELD, MI 48075 | $10K |
| GOLDEN DENTAL PLANS INC EIN 38-2724203 NONE | Direct payment from the plan; Insurance services Service code 23 | 29377 HOOVER ROAD WARREN, MI 48093 | $9K |
| ALAN D BILLER & ASSOCIATES EIN 94-2854958 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | 535 MIDDLEFIELD ROAD STE 230 MENLO PARK, CA 94025 | $8K |
| HEALTH DESIGN ENTERPRISES LLC EIN 38-3607439 NONE | Contract Administrator; Direct payment from the plan Service code 13 | 1550 E BELTLINE SE GRAND RAPIDS, MI 49506 | $8K |
| THE SEGAL CO. EIN 13-1975125 NONE | Actuarial; Direct payment from the plan Service code 11 | 101 NORTH WACKER DRIVE SUITE 500 CHICAGO, IL 60606 | $7K |
| MACQUEEN INSURANCE GROUP EIN 20-0495393 NONE | Insurance services; Direct payment from the plan Service code 23 | 2191 TWELVE MILE ROAD BERKLEY, MI 48072 | $7K |
| WORK LIFE STRATEGIES EIN 80-0178558 NONE | Consulting (pension); Direct payment from the plan Service code 17 | PO BOX 670444 DALLAS, TX 75367 | $7K |
| DIGITAL DATA, INC. EIN 04-3668352 NONE | Copying and duplicating Service code 36 | 5813 ROBERT STREET SHELBY TOWNSHIP, MI 48316 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,178 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,178 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(12 contracts, 3 carriers) | HUMANA INSURANCE COMPANY | 947 | $3.5M |
| Dental | DELTA DENTAL OF MICHIGAN | 2,021 | $527K |
| Vision | VISION SERVICE PLAN | 134 | $30K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 884 | $292K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 0 | $44K |
| Other(2 contracts, 2 carriers) | HAP PREFERRED INC | 903 | $97K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,021 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.