No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CENTRAL LABORERS PENSION FUND EIN 37-6052379 RELATED PARTY | Plan Administrator; Direct payment from the plan Service code 14 | — | $1.7M |
| BEACON TECHNOLOGIES GROUP INC EIN 35-2060827 NONE | Other services; Direct payment from the plan Service code 49 | 11550 NORTH MERIDIAN STREET STE 500 CARMEL, IN 46032 | $134K |
| SEGAL COMPANY EIN 13-1975125 NONE | Direct payment from the plan; Consulting (general); Actuarial Service code 11 | — | $123K |
| INETICO DBA VALENZ CARE EIN 36-4869660 NONE | Direct payment from the plan; Other services Service code 49 | — | $119K |
| MIDWEST REG LAB HEALTH & SAFETY EIN 37-1384481 NONE | Direct payment from the plan; Other fees Service code 50 | — | $108K |
| MULTIPLAN SERVICES CORP EIN 13-3068979 NONE | Other services; Direct payment from the plan Service code 49 | — | $66K |
| HEALTHLINK EIN 43-1364135 NONE | Direct payment from the plan; Other fees Service code 50 | — | $42K |
| CAVANAGH & O'HARA LLP EIN 37-1259635 NONE | Legal; Direct payment from the plan Service code 29 | — | $28K |
| ROMOLO & ASSOCIATES, LLC EIN 84-2885766 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $25K |
| ZUMBAHLEN, EYTH, SURRATT, FOOTE & F EIN 37-1094064 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $6K |
| MARQUETTE ASSOCIATES EIN 36-3485298 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,754 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 79 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,833 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 2,411 | $10.6M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,603 | $40K |
| Stop-loss / reinsurancereinsurance | BERKSHIRE HATHAWAY SPECIALTY INSURANCE COMPANY | 1,834 | $1.2M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 1,603 | $40K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,411 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.