No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CENTRAL LABORERS PENSION FUND EIN 37-6052379 RELATED PARTY | Plan Administrator; Direct payment from the plan Service code 14 | — | $391K |
| BLUE CROSS BLUE SHIELD EIN 36-1236610 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $101K |
| MEDICAL COST MANAGEMENT CORP EIN 36-3445315 NONE | Other services; Direct payment from the plan Service code 49 | — | $51K |
| BEACON TECHNOLOGIES GROUP INC EIN 35-2060827 NONE | Other services; Other fees; Direct payment from the plan; Other commissions Service code 49 | — | $39K |
| SEGAL COMPANY EIN 13-1975125 NONE | Actuarial; Direct payment from the plan; Consulting (general) Service code 11 | — | $31K |
| MIDWEST REG LAB HEALTH & SAFETY EIN 37-1384481 NONE | Other fees; Direct payment from the plan Service code 50 | — | $30K |
| ROMOLO & ASSOCIATES EIN 37-1077733 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $24K |
| CAVANAGH & O'HARA LLP EIN 37-1259635 NONE | Legal; Direct payment from the plan Service code 29 | — | $11K |
| HEALTHLINK EIN 43-1364135 NONE | Direct payment from the plan; Other fees Service code 50 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,742 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 173 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,915 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,625 | $42K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,919 | $720K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 1,625 | $42K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,919 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.