No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CENTRAL LABORERS PENSION FUND EIN 37-6052379 RELATED PARTY | Direct payment from the plan; Plan Administrator Service code 14 | — | $1.6M |
| SEGAL COMPANY EIN 13-1975125 NONE | Direct payment from the plan; Actuarial; Consulting (general) Service code 11 | — | $164K |
| MEDICAL COST MANAGEMENT CORP EIN 36-3445315 NONE | Other services; Direct payment from the plan Service code 49 | — | $130K |
| BEACON TECHNOLOGIES GROUP INC EIN 35-2060827 NONE | Direct payment from the plan; Other commissions; Other fees; Other services Service code 49 | — | $102K |
| MIDWEST REG LAB HEALTH & SAFETY EIN 37-1384481 NONE | Direct payment from the plan; Other fees Service code 50 | — | $100K |
| HEALTHLINK EIN 43-1364135 NONE | Direct payment from the plan; Other fees Service code 50 | — | $38K |
| RSM US LLP EIN 42-0714325 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $34K |
| EPLAN, LLC EIN 22-3720767 NONE | Direct payment from the plan; Other services Service code 49 | — | $28K |
| CAVANAGH & O'HARA LLP EIN 37-1259635 NONE | Legal; Direct payment from the plan Service code 29 | — | $19K |
| ROMOLO & ASSOCIATES, LLC EIN 84-2885766 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $15K |
| CVS PHARMACY, INC EIN 05-0340626 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $14K |
| ZUMBAHLEN, EYTH, SURRATT, FOOTE & F EIN 37-1094064 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $6K |
| BROWN, HAY & STEPHENS, LLP EIN 37-0297446 NONE | Legal; Direct payment from the plan Service code 29 | — | $6K |
| MARQUETTE ASSOCIATES EIN 36-3485298 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,721 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 147 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,868 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 1,182 | $9.3M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,591 | $41K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,871 | $859K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 1,591 | $41K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,871 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.