See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 7 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 14 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FCE BENEFIT ADMINISTRATORS INC EIN 33-0330036 NONE | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Other services Service code 12 | — | $230K |
| CLIFTONLARSONALLEN, LLP EIN 41-0746749 NONE | Accounting (including auditing) Service code 10 | — | $36K |
| CIGNA CORPORATION EIN 59-1031071 NONE | Claims processing Service code 12 | — | $30K |
| TRUST MANAGEMENT SERVICES, INC EIN 46-3922133 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $27K |
| UNITED WORKER WELLNESS EIN 87-2575833 NONE | Consulting (general) Service code 16 | — | $7K |
| GLOBAL CARE EIN 31-1407689 NONE | Claims processing Service code 12 | PO BOX 743856 ATLANT, GA 30374 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 580 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 580 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF TEXAS | 15 | $145K |
| Dental | BLUE CROSS BLUE SHIELD OF TEXAS | 15 | $134K |
| Vision | EYEMED VISON CARE ON BE. OF FIDELITY SECURITY LIFE INSURANCE COMPANY | 131 | $7K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 182 | $21K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 39 | $15K |
| Prescription drug | FIDELITY SECURITY LIFE INSURANCE COMPANY | 3 | $11K |
| Stop-loss / reinsurancereinsurance | FIDLEITY SECURITY LIFE INSURANCE COMPANY | 94 | $416K |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 182 | $4K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 182 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.