See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERITAIN HEALTH NONE | Claims processing; Direct payment from the plan Service code 12 | 9201 WATSON RD ST. LOUIS, MO 63126 | $59K |
| J.W. TERRILL - MARSH & MCLENNAN NONE | Direct payment from the plan; Consulting (general); Contract Administrator; Claims processing Service code 12 | 825 MARYVILLE CENTRE DRIVE STE 200 ST. LOUIS, MO 63017 | $44K |
| ANDERS MINKLER HUBER HELM LLP EIN 43-0831507 NONE | Accounting (including auditing) Service code 10 | — | $26K |
| HAMMOND, SHINNER, TURCOTTE, LARREW NONE | Direct payment from the plan; Legal Service code 29 | 7730 CARONDELET AVE STE 200 ST. LOUIS, MO 631053326 | $14K |
| HEALTH DYNAMICS NONE | Other services; Direct payment from the plan Service code 49 | 377 W RIVER WOODS PKWY 100 MILWAUKEE, WI 53212 | $9K |
| SLGASS LTD NONE | Accounting (including auditing); Consulting (general) Service code 10 | 705 KENSINGTON PL OFALLON, IL 62269 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 107 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 43 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 150 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HCC LIFE INSURANCE COMPANY | 120 | $118K |
| Dental | DELTA DENTAL OF ILLINOIS | 145 | $8K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 120 | $118K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 145 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.