No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PLUMBERS 360 PENSION PLAN EIN 37-1186588 RELATED FUND | Recordkeeping fees; Direct payment from the plan Service code 50 | — | $78K |
| COVENTRY HEALTH CARE OF MO, INC. EIN 43-1372307 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $55K |
| J.W. TERRILL BENEFIT ADMINISTRATORS EIN 43-1834988 NONE | Claims processing; Direct payment from the plan; Consulting (general); Contract Administrator Service code 12 | — | $41K |
| MENGWASSER MARTIN LALL & CLARK P.C. EIN 43-1564913 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $14K |
| HAMMOND AND SHINNERS, P.C. EIN 43-1429257 NONE | Legal; Direct payment from the plan Service code 29 | — | $10K |
| THE BANK OF EDWARDSVILLE EIN 37-0259190 NONE | Investment management; Custodial (securities); Investment management fees paid directly by plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 114 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 39 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 153 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HCC LIFE INSURANCE COMPANY | 120 | $100K |
| Dental | DELTA DENTAL OF ILLINOIS | 145 | $7K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 120 | $100K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 145 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.