No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PROFESSIONAL BENEFIT ADMINISTRATORS EIN 36-3384135 NONE | Claims processing Service code 12 | — | $139K |
| BLUE CROSS BLUE SHIELD OF ILLINOIS EIN 36-1236610 NONE | Claims processing Service code 12 | — | $128K |
| APRIL BOUGIS EIN 36-6598154 EMPLOYEE | Employee (plan) Service code 30 | — | $90K |
| SHARON SARAGOSA EIN 36-6598154 EMPLOYEE | Employee (plan) Service code 30 | — | $85K |
| LINDA FENNER EIN 36-6598154 EMPLOYEE | Employee (plan) Service code 30 | — | $85K |
| SANDRA BRATLIEN EIN 36-6598154 EMPLOYEE | Employee (plan) Service code 30 | — | $68K |
| FRANCES MATICH EIN 36-6598154 EMPLOYEE | Employee (plan) Service code 30 | — | $53K |
| YAMILKA SANTIAGO EIN 36-6598154 EMPLOYEE | Employee (plan) Service code 30 | — | $51K |
| LISA RAMIREZ EIN 36-6598154 EMPLOYEE | Employee (plan) Service code 30 | — | $51K |
| DAWN MCKENDRICK EIN 36-6598154 EMPLOYEE | Employee (plan) Service code 30 | — | $51K |
| BANSLEY & KIENER, LLP EIN 36-2152389 NONE | Accounting (including auditing) Service code 10 | — | $33K |
| NATIONAL INVESTMENT SERVICES EIN 39-1774284 NONE | Investment management Service code 28 | — | $31K |
| WILLIG, WILLIAMS, & DAVIDSON EIN 23-2416488 NONE | Legal Service code 29 | — | $22K |
| PERSPECTIVES EIN 36-3444982 NONE | Insurance services Service code 23 | — | $18K |
| THE SEGAL COMPANY EIN 13-1975125 NONE | Actuarial Service code 11 | — | $16K |
| JAMIE THOMPSON EIN 36-6598154 EMPLOYEE | Employee (plan) Service code 30 | — | $11K |
| STRATEGIC CAPITAL INVESTMENT EIN 36-4268991 NONE | Investment management Service code 28 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 805 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 51 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 4 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 860 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | HEALTHCARE SERVICE CORPORATION | 418 | $6.2M |
| Vision | FIDELITY SECURITY LIFE INSURANCE CO | 418 | $32K |
| Life insurance | DEARBORN NATIONAL LIFE | 418 | $24K |
| Stop-loss / reinsurancereinsurance | PBA, INC. | 418 | $401K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 418 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.