See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PROFESSIONAL BENEFIT ADMINISTRATORS EIN 36-3384135 NONE | Claims processing Service code 12 | — | $150K |
| BLUE CROSS BLUE SHIELD OF ILLINOIS EIN 36-1236610 NONE | Claims processing Service code 12 | — | $146K |
| APRIL BOUGIS EIN 36-6598154 EMPLOYEE | Employee (plan) Service code 30 | — | $88K |
| SHARON SARAGOSA EIN 36-6598154 EMPLOYEE | Employee (plan) Service code 30 | — | $84K |
| LINDA FENNER EIN 36-6598154 EMPLOYEE | Employee (plan) Service code 30 | — | $84K |
| SANDRA BRATLIEN EIN 36-6598154 EMPLOYEE | Employee (plan) Service code 30 | — | $68K |
| FRANCES MATICH EIN 36-6598154 EMPLOYEE | Employee (plan) Service code 30 | — | $52K |
| LISA RAMIREZ EIN 36-6598154 EMPLOYEE | Employee (plan) Service code 30 | — | $51K |
| YAMILKA SANTIAGO EIN 36-6598154 EMPLOYEE | Employee (plan) Service code 30 | — | $50K |
| DAWN MCKENDRICK EIN 36-6598154 EMPLOYEE | Employee (plan) Service code 30 | — | $50K |
| BANSLEY & KIENER, LLP EIN 36-2152389 NONE | Accounting (including auditing) Service code 10 | — | $38K |
| NATIONAL INVESTMENT SERVICES EIN 39-1774284 NONE | Investment management Service code 28 | — | $20K |
| PERSPECTIVES EIN 36-3444982 NONE | Insurance services Service code 23 | — | $18K |
| WILLIG, WILLIAMS, & DAVIDSON EIN 23-2416488 NONE | Legal Service code 29 | — | $11K |
| STRATEGIC CAPITAL INVESTMENT EIN 36-4268991 NONE | Investment management Service code 28 | — | $10K |
| THE SEGAL COMPANY EIN 13-1975125 NONE | Actuarial Service code 11 | — | $4K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 920 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 60 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 983 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH | 3 | $13K |
| Dental(2 contracts, 2 carriers) | HEALTHCARE SERVICE CORPORATION | 498 | $6.9M |
| Vision | FIDELITY SECURITY LIFE INSURANCE CO | 499 | $35K |
| Life insurance | DEARBORN NATIONAL LIFE | 496 | $23K |
| Stop-loss / reinsurancereinsurance | PBA, INC. | 0 | $430K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 499 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.