See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD EIN 36-1236610 NONE | Other insurance fees and expenses; Claims processing; Contract Administrator; Non-monetary compensation Service code 12 | — | $6.2M |
| EXPRESS SCRIPTS EIN 22-3461740 NONE | Claims processing; Contract Administrator Service code 12 | — | $703K |
| WELLINGTON TRUST COMPANY EIN 04-2755549 NONE | Investment management fees paid directly by plan; Soft dollars commissions; Investment management Service code 28 | — | $611K |
| MCGANN KETTERMAN & RIOUX EIN 36-3968279 NONE | Legal Service code 29 | — | $566K |
| LEGACY PROFESSIONALS, LLP EIN 32-0043599 NONE | Accounting (including auditing) Service code 10 | — | $531K |
| COMPSYCH CORPORATION EIN 36-3739783 NONE | Claims processing Service code 12 | — | $415K |
| SEGAL EIN 13-1975125 NONE | Consulting (general); Actuarial Service code 11 | — | $354K |
| OPTUM FINANCIAL EIN 46-0891463 NONE | Other fees; Claims processing Service code 12 | — | $341K |
| AMALGAMATED BANK OF CHICAGO EIN 36-0721895 NONE | Float revenue; Investment management; Custodial (securities); Investment management fees paid directly by plan Service code 19 | — | $306K |
| DELTA DENTAL OF ILLINOIS EIN 36-2612058 NONE | Claims processing Service code 12 | — | $236K |
| SEGALL BRYANT & HAMILL, LLC EIN 35-2679129 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $199K |
| K GUASTAFERRI EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $198K |
| ABSOLUTE SOLUTIONS, LLC EIN 27-3584158 NONE | Contract Administrator Service code 13 | — | $194K |
| V HALSELL EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $193K |
| LYRA HEALTH EIN 47-2935915 NONE | Claims processing Service code 12 | — | $181K |
| N DIAZ EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $166K |
| S CORNEJO-MAGANA EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $150K |
| S GALINDO EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $145K |
| E JOHNSON EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $144K |
| L CRAVION EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $144K |
| L POWELL EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $143K |
| B LESTERS EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $139K |
| M MOLLOY EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $134K |
| REINHART BOERNER VAN DEUREN SC EIN 39-1126909 NONE | Legal Service code 29 | — | $133K |
| M CRESPO EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $130K |
| M ZAMUDIO EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $129K |
| S RIVERA EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $128K |
| A BEDOLLA EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $126K |
| T DROGOS EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $123K |
| D DREW EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $122K |
| A GAINES EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $120K |
| K DIAZ EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $117K |
| L MARTINEZ EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $114K |
| T PARSON EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $114K |
| M HERRINGTON EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $113K |
| B RADTKE EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $113K |
| A WOLOSZCZUK EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $112K |
| S OLINGER EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $111K |
| C MONTOR EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $111K |
| L JONES EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $111K |
| S STIGLER EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $111K |
| THE UNION LABOR LIFE INSURANCE CO. EIN 13-1423090 NONE | Investment management fees paid directly by plan; Other investment fees and expenses; Investment management Service code 28 | — | $111K |
| R KELLEY EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $111K |
| D MCGHEE EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $108K |
| S MUNOZ EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $103K |
| R WEGNER EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $101K |
| M SHOEMAKER EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $93K |
| M AVILA EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $92K |
| MCJESSY CHING & THOMPSON EIN 59-3776245 NONE | Legal Service code 29 | — | $90K |
| INNOVATIVE SOFTWARE SOLUTIONS, INC. EIN 23-2182079 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $89K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,822 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10,582 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 21,404 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 21,404 | $192.8M |
| Vision(2 contracts) | VISION SERVICE PLAN | 11,029 | $2.5M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 21,404 | $1.9M |
| Other | HARTFORD LIFE AND ACCIDENT | 21,404 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 21,404 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.