| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE SEGAL COMPANY3 Filed as: SEGAL COMPANY MIDWEST INC | 101 N WACKER DR STE 500 CHICAGO, IL 60606 | AETNA LIFE INSURANCE COMPANY | — | $11K | $11K | 0.72% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD EIN 36-1236610 NONE | Contract Administrator; Claims processing; Other insurance fees and expenses Service code 12 | — | $6.7M |
| WHITFIELD MCGANN & KETTERMAN EIN 36-3968279 NONE | Legal Service code 29 | — | $804K |
| LEGACY PROFESSIONALS LLP EIN 32-0043599 NONE | Accounting (including auditing) Service code 10 | — | $616K |
| COMPSYCH EIN 36-3739783 NONE | Claims processing Service code 12 | — | $412K |
| MEDCO HEALTH SOLUTIONS EIN 22-3461740 NONE | Contract Administrator; Claims processing Service code 12 | — | $388K |
| DELTA DENTAL OF ILLINOIS EIN 36-2612058 NONE | Claims processing Service code 12 | — | $315K |
| BASYS INC EIN 52-1796473 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $307K |
| AMALGAMATED BANK OF CHICAGO EIN 36-6228122 NONE | Investment management; Float revenue; Custodial (securities); Investment management fees paid directly by plan Service code 19 | — | $268K |
| ADVANCED RESOURCES NONE | Other services Service code 49 | 8057 SOLUTIONS CENTER CHICAGO, IL 60677 | $211K |
| SEGALL BRYANT HAMILL EIN 41-1788385 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $177K |
| M HALL EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $170K |
| K GUASTAFERRI EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $163K |
| N CHAPES EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $144K |
| THE SEGAL COMPANY EIN 13-1975125 NONE | Consulting (general); Actuarial Service code 11 | — | $138K |
| N DIAZ EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $133K |
| V HALSELL EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $132K |
| REMKE PRINTING EIN 36-3840374 NONE | Copying and duplicating Service code 36 | — | $126K |
| C RIVERA EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $120K |
| S RIVERA EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $118K |
| L CRAVION EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $117K |
| L POWELL EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $116K |
| E JOHNSON EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $115K |
| T EDMONDSON EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $114K |
| B LESTERS EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $113K |
| J SAMARAS EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $113K |
| S GALINDO EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $109K |
| D MCJUNKINS EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $108K |
| THE NORTHERN TRUST COMPANY EIN 36-1561860 NONE | Investment management fees paid indirectly by plan; Investment management fees paid directly by plan; Other fees; Investment management Service code 28 | — | $107K |
| MCJESSY CHING & THOMPSON EIN 59-3776245 NONE | Legal Service code 29 | — | $104K |
| J LIBBY EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $103K |
| K REED EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $102K |
| M GALLIGAN EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $101K |
| M HERRINGTON EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $100K |
| T DROGOS EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $99K |
| M ZAMUDIO EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $99K |
| T MOLLOY EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $98K |
| A BEDOLLA EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $95K |
| M KOCH EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $94K |
| DATAMATION EIN 36-4303011 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $94K |
| K DIAZ EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $93K |
| A WILLIAMS EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $91K |
| L VELAZQUEZ EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $89K |
| C HILLS EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $89K |
| SCALAMBRINO & ARNOFF, LLP EIN 36-3843693 NONE | Legal Service code 29 | — | $87K |
| INS STAFFERS DBA JACOBSON SOLUTIONS EIN 36-3508473 NONE | Other services Service code 49 | — | $82K |
| Y PARKER EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $80K |
| J COLLINS EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $79K |
| A GAINES EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $75K |
| M OYOLA EIN 36-6130207 EMPLOYEE | Employee (plan) Service code 30 | — | $74K |
| REINHART BOERNER VAN DEUREN SC EIN 39-1126909 NONE | Legal Service code 29 | — | $70K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,921 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7,402 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 18,323 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 18,323 | $131.0M |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 18,323 | $1.5M |
| Other | AETNA LIFE INSURANCE COMPANY | 18,323 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 18,323 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.