See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MACRC BENEFIT FUNDS OFFICE, LLC EIN 93-3419571 RELATED ORGANIZATION | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services Service code 13 | — | $8.9M |
| MARATHON HEALTH LLC EIN 84-3269071 NONE | Contract Administrator Service code 13 | — | $5.3M |
| BLUE CROSS BLUE SHIELD EIN 36-1236610 NONE | Non-monetary compensation; Claims processing; Contract Administrator; Other insurance fees and expenses Service code 12 | — | $5.1M |
| MIDWEST COALITION OF LABOR EIN 83-1371306 NONE | Contract Administrator Service code 13 | — | $3.7M |
| PREMISE HEALTH SYSTEMS, INC. EIN 23-3057155 NONE | Contract Administrator Service code 13 | — | $3.1M |
| UMR EIN 39-1995276 NONE | Other investment fees and expenses; Claims processing Service code 12 | — | $2.2M |
| EXPRESS SCRIPTS EIN 43-1420563 NONE | Contract Administrator; Claims processing Service code 12 | — | $2.0M |
| MID-AMERICA CARPENTERS REGIONAL BEN EIN 87-3501792 RELATED ORGANIZATION | Contract Administrator; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 13 | — | $1.2M |
| ONSITE DENTAL, LLC EIN 47-3824789 NONE | Contract Administrator Service code 13 | — | $601K |
| WELLINGTON TRUST COMPANY EIN 04-2755549 NONE | Investment management; Soft dollars commissions; Investment management fees paid directly by plan Service code 28 | — | $431K |
| OPTUM FINANCIAL EIN 47-0858530 NONE | Claims processing; Other fees Service code 12 | — | $401K |
| DELTA DENTAL OF ILLINOIS EIN 36-2612058 NONE | Claims processing Service code 12 | — | $378K |
| LYRA HEALTH, INC. EIN 47-2935915 NONE | Claims processing Service code 12 | — | $351K |
| AMALGAMATED BANK OF CHICAGO EIN 36-0721895 NONE | Investment management; Float revenue; Investment management fees paid directly by plan; Custodial (securities) Service code 19 | — | $312K |
| MCGANN KETTERMAN & RIOUX EIN 36-3968279 NONE | Legal Service code 29 | — | $286K |
| SEGAL EIN 13-1975125 NONE | Consulting (general); Actuarial Service code 11 | — | $282K |
| REINHART BOERNER VAN DEUREN SC EIN 39-1126909 NONE | Legal Service code 29 | — | $208K |
| SEGALL BRYANT & HAMILL, LLC EIN 35-2679129 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $203K |
| ABSOLUTE SOLUTIONS, LLC EIN 27-3584158 NONE | Contract Administrator Service code 13 | — | $183K |
| ARNOLD & KADJAN, LLP EIN 36-2498571 NONE | Legal Service code 29 | — | $150K |
| REMKE PRINTING, INC. EIN 36-3840374 NONE | Copying and duplicating Service code 36 | — | $146K |
| THE UNION LABOR LIFE INSURANCE CO. EIN 13-1423090 NONE | Other investment fees and expenses; Investment management; Investment management fees paid directly by plan Service code 28 | — | $142K |
| COMMERCE BANK EIN 48-0962626 NONE | Investment management fees paid directly by plan; Shareholder servicing fees; Custodial (securities) Service code 19 | — | $127K |
| THE ADVERTISERS PRINTING COMPANY EIN 43-0153380 NONE | Copying and duplicating Service code 36 | — | $126K |
| LEGACY PROFESSIONALS, LLP EIN 32-0043599 NONE | Accounting (including auditing); Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 10 | — | $107K |
| OLD NATIONAL BANK EIN 35-1729164 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $90K |
| PEAK SPORT & SPINE EIN 90-0180929 NONE | Contract Administrator Service code 13 | — | $86K |
| CHEIRON, INC. EIN 13-4215617 NONE | Actuarial; Consulting (general) Service code 11 | — | $80K |
| THE LASALLE NETWORK EIN 36-4319267 NONE | Other services Service code 49 | — | $79K |
| BRIDGEWAY BENEFIT TECHNOLOGIES EIN 52-1796473 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $77K |
| START HEARING EIN 76-0769449 NONE | Contract Administrator Service code 13 | — | $45K |
| NORTHERN TRUST GLOBAL INVESTMENTS EIN 36-2723087 NONE | Investment management fees paid indirectly by plan; Investment management fees paid directly by plan; Investment management; Other fees Service code 28 | — | $40K |
| VISION SERVICE PLAN EIN 20-0891619 NONE | Claims processing Service code 12 | — | $35K |
| THE WAGNER LAW GROUP, PC EIN 04-3323315 NONE | Legal Service code 29 | — | $33K |
| ANDERS MINKLER HUBER & HELM LLP EIN 43-0831507 NONE | Accounting (including auditing) Service code 10 | — | $33K |
| LOOMIS, SAYLES & COMPANY L.P. EIN 04-3200030 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $31K |
| ALAN BILLER AND ASSOCIATES EIN 94-2854958 NONE | Investment advisory (plan) Service code 27 | — | $27K |
| MERCY HEALTH EIN 43-1664148 NONE | Contract Administrator Service code 13 | — | $19K |
| INVESCO ADVISERS INC. EIN 58-1707262 NONE | Investment management Service code 28 | — | $19K |
| SOMMERS & FAHRENBACH, INC. EIN 36-1796440 NONE | Copying and duplicating Service code 36 | — | $12K |
| SEGAL MARCO ADVISORS EIN 13-2646110 NONE | Investment advisory (plan) Service code 27 | — | $12K |
| CONCIERGE HEARING CARE EIN 84-1840926 NONE | Contract Administrator Service code 13 | — | $10K |
| CITY WIDE MAINTENANCE CO. EIN 39-2416752 NONE | Other services Service code 49 | — | $8K |
| BEACON TECHNOLOGIES GROUP, INC. EIN 35-2060827 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $6K |
| KOPP SECURITY LLC EIN 83-1719029 NONE | Other services Service code 49 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 26,745 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 12,774 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 39,519 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 34,891 | $200.7M |
| Vision(2 contracts) | VISION SERVICE PLAN | 11,392 | $3.0M |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 29,112 | $1.7M |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 29,112 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 34,891 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.