| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLTRUST INSURANCE3 | 2965 ALT 19 PALM HARBOR, FL 34683 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | $18K | $19K | 0.72% |
| ENROLLEASE3 Filed as: DIGITAL BENEFIT ADVISORS | 9499 NE 2ND AVE SUITE 204 MIAMI SHORES, FL 33138 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $32 | $32 | 0.00% |
| ACRISURE LLC3 Filed as: ACRISURE | 2965 ALT 19 PALM HARBOR, FL 34683 | ALLSTATE WORKPLACE DIVISION | $10K | $0 | $10K | 12.49% |
| ACRISURE LLC3 Filed as: ACRISURE | 2965 ALT 19 PALM HARBOR, FL 34683 | ALLSTATE BENEFITS | $38K | $0 | $38K | 59.84% |
| ACRISURE LLC3 Filed as: ACRISURE | 2965 ALT 19 PALM HARBOR, FL 34683 | EYEMED VISION CARE | $3K | $0 | $3K | 7.84% |
| ALLTRUST INSURANCE3 | 2965 ALT 19 PALM HARBOR, FL 34683 | EYEMED VISION CARE | $779 | $0 | $779 | 2.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 326 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 331 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 577 | $2.8M |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 343 | $249K |
| Vision | EYEMED VISION CARE | 531 | $38K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 364 | $61K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 364 | $98K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 364 | $63K |
| Other(3 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 364 | $77K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 577 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.