| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 400 GALLERIA PARKWAY SE SUITE 300 ATLANTA, GA 30339 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $82K | $82K | 3.04% |
| ALLTRUST INSURANCE3 | 2965 ALT 19 PALM HARBOR, FL 34683 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $48K | $48K | 1.78% |
| ENROLLEASE3 Filed as: DIGITAL INSURANCE AGENCY, INC | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | UNITED HEALTHCARE INSURANCE COMPANY | $7K | $0 | $7K | 2.87% |
| ALLTRUST INSURANCE3 | 2965 ALT 19 N PALM HARBOR, FL 34683 | UNITED HEALTHCARE INSURANCE COMPANY | $4K | $0 | $4K | 1.70% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC | 400 GALLERIA PKWY STE 300 ATLANTA, GA 30339 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | $2K | $10K | 6.14% |
| ALLTRUST INSURANCE3 | 2965 ALT 19 PALM HARBOR, FL 33629 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 1.27% |
| PIERCE DWIGHT- BSC3 | 376 INTERSTATE CT SARASOTA, FL 34240 | KANAWHA INSURANCE COMPANY | $15K | $0 | $15K | 14.32% |
| WRI EMPLOYERS INS INC3 Filed as: WRI EMPLOYERS INSURANCE | 2054 VISTA PKWY STE 300 WEST PALM BEACH, FL 33411 | KANAWHA INSURANCE COMPANY | $5K | $0 | $5K | 4.47% |
| RAYMOND LOPEZ3 | P.O. BOX 7467 WINTER HAVEN, FL 33883 | KANAWHA INSURANCE COMPANY | $4K | $0 | $4K | 3.91% |
| RANDY WOOD3 | 6001 B BUSINESS BLVD LAKEWOOD, FL 34240 | KANAWHA INSURANCE COMPANY | $125 | $0 | $125 | 0.12% |
| ROBERT M GLASS CORP3 | 1600 S FEDERAL HWY POMPANO BEACH, FL 33062 | KANAWHA INSURANCE COMPANY | $113 | $0 | $113 | 0.11% |
| ERIKSON MARKETING GROUP3 | 5540 E HARBOR DRIVE FRUITLAND PK, FL 34731 | KANAWHA INSURANCE COMPANY | $37 | $0 | $37 | 0.04% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC | 400 GALLERIA PKWY STE 300 ATLANTA, GA 30339 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $723 | $5K | 9.92% |
| ALLTRUST INSURANCE3 | 2965 ALT 19 PALM HARBOR, FL 33629 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $0 | $3K | 6.45% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | EYEMED | $7K | $0 | $7K | 16.48% |
| ALLTRUST INSURANCE3 | 2965 ALT 19 N PALM HARBOR, FL 34683 | EYEMED | $2K | $0 | $2K | 3.41% |
| PIERCE DWIGHT- BSC3 | 376 INTERSTATE CT SARASOTA, FL 34240 | KANAWHA INSURANCE COMPANY | $2K | $0 | $2K | 9.21% |
| WRI EMPLOYERS INS INC3 Filed as: WRI EMPLOYERS INSURANCE INC | 2054 VISTA PKWY SUITE 300 WEST PALM BEACH, FL 33411 | KANAWHA INSURANCE COMPANY | $839 | $0 | $839 | 3.56% |
| RAYMOND LOPEZ3 | P.O. BOX 7467 WINTER HAVEN, FL 33883 | KANAWHA INSURANCE COMPANY | $775 | $0 | $775 | 3.29% |
| ROBERT M GLASS CORP3 | 1600 S FEDERAL HWY STE 801 POMPANO BEACH, FL 33062 | KANAWHA INSURANCE COMPANY | $31 | $0 | $31 | 0.13% |
| ERIKSON MARKETING GROUP3 Filed as: ERIKSON MARKETING GROUP LLC | 5540 E HARBOR DR FRUITLAND PK, FL 34731 | KANAWHA INSURANCE COMPANY | $23 | $0 | $23 | 0.10% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 400 GALLERIA PARKWAY SUITE 300 ATLANTA, GA 30339 | EYEMED VISION CARE | $72 | $0 | $72 | 6.35% |
| ALLTRUST INSURANCE3 | 2965 ALT 19 PALM HARBOR, FL 34683 | EYEMED VISION CARE | $54 | $0 | $54 | 4.76% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 314 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 314 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 313 | $2.7M |
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 312 | $253K |
| Vision(2 contracts, 2 carriers) | EYEMED | 441 | $45K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 331 | $164K |
| Short-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 331 | $164K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 331 | $164K |
| Other(4 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 331 | $343K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 441 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.