| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AXION RMS LTD3 Filed as: AXION RMS LTD. | 2443 WARRENVILLE RD SUITE 610 LISLE, IL 60532 | RELIANCE STANDARD | $35K | — | $35K | 10.77% |
| AXION RMS LTD3 | 2443 WARRENVILLE RD SUITE 610 LISLE, IL 60532 | RELIANCE STANDARD | $22K | — | $22K | 10.87% |
| AXION RMS LTD3 Filed as: AXION RMS LTD. | 2443 WARRENVILLE RD SUITE 610 LISLE, IL 60532 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $5K | — | $5K | 4.08% |
| AXION RMS LTD3 Filed as: AXION RMS LTD. | 2443 WARRENVILLE RD SUITE 610 LISLE, IL 60532 | RELIANCE STANDARD | $12K | — | $12K | 10.69% |
| AXION RMS LTD3 Filed as: AXION RMS LTD. | 2443 WARRENVILLE RD SUITE 610 LISLE, IL 60532 | RELIANCE STANDARD | $9K | — | $9K | 10.80% |
| AXION RMS LTD3 Filed as: AXION RMS LTD. | 2443 WARRENVILLE RD SUITE 610 LISLE, IL 60532 | RELIANCE STANDARD | $9K | — | $9K | 11.09% |
| AXION RMS LTD3 | 2443 WARRENVILLE RD SUITE 610 LISLE, IL 60532 | RELIANCE STANDARD | $13K | — | $13K | 20.63% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 353 N CLARK STR CHICAGO, IL 60654 | RELIANCE STANDARD | $623 | — | $623 | 1.00% |
| BENEFIT EDUCATORS LLC3 | 2516 WAUKEGAN RD GLENVIEW, IL 60025 | RELIANCE STANDARD | -$2K | — | -$2K | -3.10% |
| AXION RMS LTD3 | 2443 WARRENVILLE RD SUITE 610 LISLE, IL 60532 | RELIANCE STANDARD | $8K | — | $8K | 21.45% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE INC | 353 N CLARK STREET CHICAGO, IL 60654 | RELIANCE STANDARD | $200 | — | $200 | 0.57% |
| BENEFIT EDUCATIORS LLC3 | 2516 WAUKEGAN ROAD GLENVIEW, IL 60025 | RELIANCE STANDARD | -$1K | — | -$1K | -3.19% |
| AXION RMS LTD3 Filed as: AXION RMS LTD. | 2443 WARRENVILLE RD SUITE 610 LISLE, IL 60532 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 12.48% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE INC. | 353 NORTH CLARK STREET CHICAGO, IL 60654 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $8 | — | $8 | 0.02% |
| AXION RMS LTD3 | 2443 WARRENVILLE RD. SUITE 610 LISLE, IL 60532 | METROPOLITAN GENERAL INSURANCE COMPANY | $157 | $88 | $245 | 1.81% |
| AXION RMS LTD3 | 2443 WARRENVILLE RD SUITE 610 LISLE, IL 60532 | RELIANCE STANDARD | $678 | — | $678 | 10.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,017 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 5,017 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 259 | $3.7M |
| Dental | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 1,110 | $114K |
| Life insurance | RELIANCE STANDARD | 5,017 | $321K |
| Short-term disability(3 contracts, 2 carriers) | RELIANCE STANDARD | 941 | $450K |
| Long-term disability | RELIANCE STANDARD | 437 | $78K |
| Stop-loss / reinsurancereinsurance | UNITED STATES FIRE INSURANCE COMPANY | 2,433 | $3.8M |
| Other(9 contracts, 5 carriers) | RELIANCE STANDARD | 5,017 | $791K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,017 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.