See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 14 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 16 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 CLAIMS PROCESSING | Claims processing; Contract Administrator Service code 12 | 150 W WAUSAU AVE WAUSAU, WI 54401 | $284K |
| THE VANDYKE GROUP EIN 36-4025371 BROKER | Other commissions Service code 55 | 15912 CRYSTAL CREEK DR # H HOMER GLEN, IL 60491 | $101K |
| UNITED HEALTHCARE SERVICES EIN 41-1289245 ADMINISRATOR CLAIMS PROC | Contract Administrator; Claims processing Service code 12 | — | $19K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 415 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 415 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PRIORITY HEALTH | 101 | $1.3M |
| Dental(2 contracts, 2 carriers) | KC LIFE | 111 | $140K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 78 | $10K |
| Life insurance(4 contracts, 3 carriers) | KC LIFE | 203 | $243K |
| Short-term disability(3 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 203 | $112K |
| Long-term disability(3 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 203 | $113K |
| Prescription drug | PRIORITY HEALTH | 101 | $1.3M |
| Stop-loss / reinsurancereinsurance(2 contracts) | QBE INSURANCE CORPORATION | 171 | $837K |
| Other(3 contracts, 2 carriers) | ALL SAVERS INSURANCE COMPANY | 171 | $119K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 203 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.