| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 222 BLOOMINGDALE ROAD SUITE 401 WHITE PLAINS, NY 10605 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $94K | $0 | $94K | 15.60% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCES SERVICES INC | 353 N CLARK ST FL 11 CHICAGO, IL 60654 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $856 | $0 | $856 | 1.38% |
| JOHN V NAJARIAN3 | 3917 WOODLAKE DRIVE BONITA SPRINGS, FL 34134 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $569 | $0 | $569 | 0.92% |
| GEORGE R KOROGHLIAN3 | 250 PEHLE AVE SUITE 405 SADDLE BROOK, NJ 07663 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $72 | $15 | $87 | 0.14% |
| RICHARD T NOLAN3 | 3730 N OCEAN DRIVE UNIT 11A RIVIERA BEACH, FL 33404 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $73 | $0 | $73 | 0.12% |
| STEPHEN L GROSSMAN3 | ONE PENN PLAZA SUITE 2035 250 WEST 34TH ST NEW YORK, NY 10119 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $0 | $15 | $15 | 0.02% |
| WILLIAM WHICHER3 Filed as: WILLIAM H WHICHER | 11 KEENAN PLACE GARDEN CITY, NY 11530 | AFLAC | $596 | $0 | $596 | 3.98% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 101 PARK AVENUE 14TH FLOOR NEW YORK, NY 10178 | AFLAC | $498 | $0 | $498 | 3.33% |
| PATRICK RUHLE3 | 200 GARDEN CITY PLAZA SUITE 410 GARDEN CITY, NY 11530 | AFLAC | $294 | $0 | $294 | 1.96% |
| JAMES ROBERT CONFORT3 | 3 SUNSET LANE GARDEN CITY, NY 11530 | AFLAC | $292 | $0 | $292 | 1.95% |
| CHRISTOPHER TARI3 | 1179 WEBBER AVE SOUTH HEMPSTEAD, NY 11550 | AFLAC | $166 | $0 | $166 | 1.11% |
| TRACY MCCULLOCH3 | 1735 GORMLEY AVENUE MERRICK, NY 11566 | AFLAC | $93 | $0 | $93 | 0.62% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $87 | $0 | $87 | 0.58% |
| KENNETH C MEIER CORP3 | 19 MARKWOOD ROAD GARDEN CITY, NY 11530 | AFLAC | $46 | $0 | $46 | 0.31% |
| SHARON A MARTIN-TOUSSAINT3 | 231 PRIMROSE AVENUE MOUNT VERNON, NY 10552 | AFLAC | $31 | $0 | $31 | 0.21% |
| JASON SALLEMI3 | 302 MONROE STREET APT 4B HOBOKEN, NJ 07030 | AFLAC | $21 | $0 | $21 | 0.14% |
| AMY MEADOW3 | 460 E 79TH STREET APT 15A NEW YORK, NY 10075 | AFLAC | $20 | $0 | $20 | 0.13% |
| IVAN M SERVAIS3 Filed as: IVAN M SERVIAS | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $14 | $0 | $14 | 0.09% |
| DOUGLAS MEIER3 Filed as: DOUGLAS R MEIER | 23 ROCKLEDGE TER POMPTON PLAINS, NJ 07444 | AFLAC | $12 | $0 | $12 | 0.08% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA INC | 35 OINELAWN RD SUITE 190 MELVILLE, NY 11747 | AFLAC | $11 | $0 | $11 | 0.07% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | AFLAC | $11 | $0 | $11 | 0.07% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS, LLC | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | AXIS INSURANCE COMPANY | $2K | $0 | $2K | 25.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | AFLAC | $278 | $0 | $278 | 4.54% |
| WILLIAM WHICHER3 | 11 KEENAN PLACE GARDEN CITY, NY 11530 | AFLAC | $272 | $0 | $272 | 4.44% |
| CHRISTOPHER TARI3 Filed as: CHRISTOPHER J TARI | 1179 WEBBER AVE SOUTH HAMPTON, NY 11550 | AFLAC | $178 | $0 | $178 | 2.91% |
| JAMES ROBERT CONFORT3 | 3 SUNSET LN GARDEN CITY, NY 11530 | AFLAC | $178 | $0 | $178 | 2.91% |
| PATRICK R RUHLE3 | 200 GARDEN CITY PLZ STE 410 GARDEN CITY, NY 11530 | AFLAC | $143 | $0 | $143 | 2.34% |
| BRIAN WHITE3 Filed as: BRIAN M WHITE | 6 COWDIN LN CHAPPAQUA, NY 10514 | AFLAC | $69 | $0 | $69 | 1.13% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C MEIER | 19 MARKWOOD ROAD FOREST HILLS, NY 11375 | AFLAC | $54 | $0 | $54 | 0.88% |
| MARCO A ERAZO3 | 4160 SW 152ND AVENUE MIRAMAR, FL 33027 | AFLAC | $12 | $0 | $12 | 0.20% |
| MAXIMO CABRERA3 | 4353 W WHITEWATER AVE WESTON, FL 33332 | AFLAC | $7 | $0 | $7 | 0.11% |
| JAVIER ORTIZ3 | 9620 NE 2ND AVE STE 203 MIAMI SHORES, FL 33138 | AFLAC | $3 | $0 | $3 | 0.05% |
| BENITO A ROTONDI II INC3 Filed as: BENITO A ROTONDI II | 23 PINE RIDGE RD SARATOGA SPRINGS, NY 12866 | AFLAC | $3 | $0 | $3 | 0.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 812 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 33 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 28 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 873 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 812 | $605K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 812 | $605K |
| Long-term disability(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 812 | $667K |
| Other(4 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 812 | $635K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 812 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.