Welfare broker

JOHN V NAJARIAN

Mailing address (most recent filing)

3917 WOODLAKE DRIVE

BONITA SPRINGS, FL 34134

Total comp: $46K
Commissions: $46K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where JOHN V NAJARIAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$313K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MA	1	$313K	0.0%	46.22x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOHN V NAJARIAN's plans by broker comp / premium ratio. Median 7.38% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JOHN V NAJARIAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JOHN V NAJARIAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PRESIDENT & FELLOWS OF HARVARD COLLEGE HARVARD HUMAN RESOURCES, BENEFI HARVARD UNIVERSITY INDIVIDUAL SUPPLEMENTAL DISABILITY PLAN	MA	$313K	$23K	STANDARD INSURANCE COMPANY