| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET SUITE 600 SAN DIEGO, CA 92101 | FIRST UNUM LIFE INSURANCE COMPANY | $64K | $13K | $77K | 12.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCES SERVICES INC | 32 OLD SLIP FL 17 NEW YORK, NY 10005 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $925 | $0 | $925 | 1.15% |
| JOHN V NAJARIAN3 | 3917 WOODLAKE DRIVE BONITA SPRINGS, FL 34134 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $804 | $0 | $804 | 1.00% |
| ANDREW S BLUESTONE3 | 50 HART STREET RAMSEY, NJ 07446 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $119 | $0 | $119 | 0.15% |
| GEORGE R KOROGHLIAN3 | 250 PEHLE AVE SUITE 405 SADDLE BROOK, NJ 07663 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $79 | $12 | $91 | 0.11% |
| RICHARD T NOLAN3 | 3730 N OCEAN DRIVE UNIT 11A RIVIERA BEACH, FL 33404 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $80 | $0 | $80 | 0.10% |
| T AND H BENEFITS, LLC3 Filed as: T&H BENEFITS LLC | 320 W 57TH STREET 3RD FLOOR NEW YORK, NY 10019 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $16 | $0 | $16 | 0.02% |
| STEPHEN L GROSSMAN3 | 250 WEST 34TH STREET ONE PENN PLAZA SUITE 2035 NEW YORK, NY 10119 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $6 | $0 | $6 | 0.01% |
| WILLIAM WHICHER3 Filed as: WILLIAM H WHICHER | 11 KEENAN PLACE GARDEN CITY, NY 11530 | AFLAC | $714 | $6 | $720 | 4.53% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 101 PARK AVENUE 14TH FLOOR NEW YORK, NY 10178 | AFLAC | $408 | $0 | $408 | 2.57% |
| AMY MEADOW3 | 460 E 79TH STREET APT 15A NEW YORK, NY 10075 | AFLAC | $407 | $0 | $407 | 2.56% |
| PATRICK RUHLE3 | 200 GARDEN CITY PLAZA SUITE 410 GARDEN CITY, NY 11530 | AFLAC | $288 | $6 | $294 | 1.85% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 320 W 57TH STREET FL 3 NEW YORK, NY 10019 | AFLAC | $256 | $0 | $256 | 1.61% |
| TRACY MCCULLOCH3 | 1735 GORMLEY AVENUE MERRICK, NY 11566 | AFLAC | $143 | $0 | $143 | 0.90% |
| SHARON A MARTIN-TOUSSAINT3 | 231 PRIMROSE AVENUE MOUNT VERNON, NY 10552 | AFLAC | $141 | $0 | $141 | 0.89% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $129 | $0 | $129 | 0.81% |
| KENNETH C MEIER CORP3 | 19 MARKWOOD ROAD GARDEN CITY, NY 11530 | AFLAC | $77 | $0 | $77 | 0.48% |
| JASON SALLEMI3 | 302 MONROE STREET APT 4B HOBOKEN, NJ 07030 | AFLAC | $73 | $0 | $73 | 0.46% |
| JAMES ROBERT CONFORT3 | 3 SUNSET LANE GARDEN CITY, NY 11530 | AFLAC | $53 | $15 | $68 | 0.43% |
| CHRISTOPHER TARI3 | 80 N CENTRE AVE APT PH416 ROCKVILLE CENTRE, NY 11570 | AFLAC | $49 | $15 | $64 | 0.40% |
| IVAN M SERVAIS3 Filed as: IVAN M SERVIAS | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $56 | $0 | $56 | 0.35% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA INC | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $49 | $0 | $49 | 0.31% |
| DOUGLAS MEIER3 Filed as: DOUGLAS R MEIER | 23 ROCKLEDGE TER POMPTON PLAINS, NJ 07444 | AFLAC | $39 | $0 | $39 | 0.25% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | AFLAC | $17 | $0 | $17 | 0.11% |
| ELIZABETH SARAH IMPERIAL3 | 120 LINCOLN ST GARDEN CITY, NY 11530 | AFLAC | $5 | $0 | $5 | 0.03% |
| WILLIAM WHICHER3 | 11 KEENAN PLACE GARDEN CITY, NY 11530 | AFLAC | $459 | $12 | $471 | 3.30% |
| MARCO A ERAZO3 | 4160 SW 152ND AVENUE MIRAMAR, FL 33027 | AFLAC | $333 | $0 | $333 | 2.33% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | AFLAC | $273 | $0 | $273 | 1.91% |
| MAXIMO CABRERA3 | 4354 W WHITEWATER AVE WESTON, FL 33332 | AFLAC | $129 | $0 | $129 | 0.90% |
| PATRICK R RUHLE3 | 200 GARDEN CITY PLZ STE 410 GARDEN CITY, NY 11530 | AFLAC | $87 | $8 | $95 | 0.67% |
| BRIAN WHITE3 Filed as: BRIAN M WHITE | 6 COWDIN LN CHAPPAQUA, NY 10514 | AFLAC | $83 | $0 | $83 | 0.58% |
| JAVIER ORTIZ3 | 9620 NE 2ND AVE STE 203 MIAMI SHORES, FL 33138 | AFLAC | $82 | $0 | $82 | 0.57% |
| CHRISTOPHER TARI3 Filed as: CHRISTOPHER J TARI | 80 N CENTRE AVE APT PH416 ROCKVILLE CENTRE, NY 11570 | AFLAC | $43 | $29 | $72 | 0.50% |
| JAMES ROBERT CONFORT3 | 3 SUNSET LN GARDEN CITY, NY 11530 | AFLAC | $43 | $29 | $72 | 0.50% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C MEIER | 19 MARKWOOD ROAD FOREST HILLS, NY 11375 | AFLAC | $59 | $0 | $59 | 0.41% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 101 PARK AVE FL 14 NEW YORK, NY 10178 | AFLAC | $57 | $0 | $57 | 0.40% |
| DARLENE ANITA SANDERS3 | 5179 JACZKO LANE APT B WEST PALM BEACH, FL 33415 | AFLAC | $40 | $0 | $40 | 0.28% |
| SHERRY M SMITH3 | 4388 WAXWING CT BOYNTON BEACH, FL 33436 | AFLAC | $22 | $0 | $22 | 0.15% |
| BENITO A ROTONDI II INC3 Filed as: BENITO A ROTONDI II | 23 PINE RIDGE RD SARATOGA SPRINGS, NY 12866 | AFLAC | $10 | $0 | $10 | 0.07% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE RD THOMSON, GA 30824 | AFLAC | $10 | $0 | $10 | 0.07% |
| TRUST MANAGEMENT GROUP3 Filed as: TRUST MANAGEMENT GROUP, INC. | 610 CRESCENT EXECUTIVE CT STE 524 LAKE MARY, FL 32746 | AFLAC | $9 | $0 | $9 | 0.06% |
| SUWAT ASSAWAMATIYANONT3 | 8171 HAMPTON WOOD RD BOCA RATON, FL 33433 | AFLAC | $7 | $0 | $7 | 0.05% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $7 | $0 | $7 | 0.05% |
| LELAND E MCCRAVY3 | 9736 SPYGLASS DR VILLA RICA, GA 30180 | AFLAC | $6 | $0 | $6 | 0.04% |
| FRANK ROBERT SOBOCINSKI3 | 528 SWEET BAY CIR JUPITER, FL 33458 | AFLAC | $4 | $0 | $4 | 0.03% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H WILLIS JR | 1431 NE 55TH ST FORT LAUDERDALE, FL 33334 | AFLAC | $4 | $0 | $4 | 0.03% |
| MARK C LEE3 | 11500 COUNTY LINE ROAD MIDLAND, GA 31820 | AFLAC | $1 | $0 | $1 | 0.01% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS, LLC | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | AXIS INSURANCE COMPANY | $867 | $0 | $867 | 25.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 772 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 28 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 37 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 837 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | FIRST UNUM LIFE INSURANCE COMPANY | 772 | $638K |
| Short-term disability | FIRST UNUM LIFE INSURANCE COMPANY | 772 | $638K |
| Long-term disability(2 contracts, 2 carriers) | FIRST UNUM LIFE INSURANCE COMPANY | 772 | $719K |
| Other(4 contracts, 3 carriers) | FIRST UNUM LIFE INSURANCE COMPANY | 772 | $672K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 772 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.