| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | — | BLUECROSS BLUESHIELD OF ILLINOIS | $71K | — | $71K | 4.04% |
| MESIROW INSURANCE SERVICES INC3 | — | BLUECROSS BLUESHIELD OF ILLINOIS | — | $3K | $3K | 0.15% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | — | BLUECROSS BLUESHIELD OF ILLINOIS | — | $1K | $1K | 0.08% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC IL | 353 NORTH CLARK STREET SUITE 1100 CHICAGO, IL 60654 | DEARBORN LIFE INSURANCE COMPANY | $10K | — | $10K | 11.49% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 800 GESSNER ROAD SUITE 300 HOUSTON, TX 77024 | DEARBORN LIFE INSURANCE COMPANY | — | $2K | $2K | 2.00% |
| KIMBERLY A CAMARA3 | 3717 WEST 64TH STREET CHICAGO, IL 60629 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 13.10% |
| ALFREDO MALDONADO JR3 Filed as: ALFREDO MALDONADO | 804 HARRISON STREET APARTMENT C2 OAK PARK, IL 60304 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 6.24% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 5.22% |
| ANDREW CASPERSON3 Filed as: ANDREW W. CASPERSON & ASSOCIATES, L | 303 WEST ERIE SUITE 400 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 4.61% |
| MESIROW INSURANCE SERVICES INC3 | 353 NORTH CLARK STREET CHICAGO, IL 60610 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 4.18% |
| ROCKWELL & ASSOCIATES3 Filed as: ROCKWELL & ASSOCIATES LTD | 303 WEST ERIE SUITE 400 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $82 | — | $82 | 0.33% |
| SHELLEY L BURTON3 | 938 OSTERM AVENUE DEERFIELD, IL 60015 | CONTINENTAL AMERICAN INSURANCE COMPANY | $58 | — | $58 | 0.23% |
| MAYRA R NERIA3 | 5633 NORTH TALMAN AVENUE CHICAGO, IL 60659 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 181 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 181 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 200 | $1.8M |
| Dental | BLUECROSS BLUESHIELD OF ILLINOIS | 200 | $1.8M |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 195 | $85K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 195 | $85K |
| Short-term disability | DEARBORN LIFE INSURANCE COMPANY | 195 | $85K |
| Other(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 195 | $110K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 200 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.