| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AXION RMS LTD3 | 2443 WARRENVILLE RD SUITE 610 LISLE, IL 60532 | BLUE ROSS BLUE SHIELD OF ILLINOIS | $99K | — | $99K | 1.59% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARCH AND MCLENNAN | — | BLUE ROSS BLUE SHIELD OF ILLINOIS | — | $43K | $43K | 0.70% |
| AXION RMS LTD3 | 2443 WARRENVILLE RD SUITE 610 LISLE, IL 60532 | SUN LIFE ASSURANCE COMPANY OF CANADA | $47K | — | $47K | 3.64% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | $25K | $30K | 2.29% |
| AXION RMS LTD3 | 2443 WARRENVILLE RD SUITE 610 LISLE, IL 60532 | DELTA DENTAL OF ILLINOIS | $32K | — | $32K | 7.58% |
| MARSH & MCLENNAN AGENCY LLC3 | — | DELTA DENTAL OF ILLINOIS | $6K | — | $6K | 1.41% |
| AXION RMS LTD3 | 2443 WARRENVILLE RD SUITE 610 LISLE, IL 60532 | VISION SERVICE PLAN | $6K | — | $6K | 9.15% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N MARTINGALE RD. SUITE 100 SCHAUMBURG, IL 60173 | VISION SERVICE PLAN | $581 | — | $581 | 0.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 843 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 843 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE ROSS BLUE SHIELD OF ILLINOIS | 948 | $6.2M |
| Dental | DELTA DENTAL OF ILLINOIS | 617 | $425K |
| Vision | VISION SERVICE PLAN | 533 | $68K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 584 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 948 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.