| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 55 E JACKSON BLVD FL 14 CHICAGO, IA 60604 | METROPOLITAN LIFE INSURANCE COMPANY | $59K | $12K | $72K | 4.85% |
| EXECUTIVE INSURANCE ADVISORS LLC3 Filed as: EXECUTIVE INS ADVISORS LLC | PO BOX 59816 POTOMAC, MD 208599816 | METROPOLITAN LIFE INSURANCE COMPANY | $67K | — | $67K | 4.51% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 55 E JACKSON BLVD FL 14 CHICAGO, IL 60604 | METROPOLITAN LIFE INSURANCE COMPANY | $91K | $21K | $112K | 8.85% |
| EXECUTIVE INSURANCE ADVISORS LLC3 Filed as: EXECUTIVE INS ADVISORS LLC | PO BOX 59816 POTOMAC, MD 208599816 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | — | $14K | 1.13% |
| GARY WELTMANN3 Filed as: GARY F WELTMANN | PO BOX 59816 POTOMAC, MD 208599816 | METROPOLITAN LIFE INSURANCE COMPANY | $72K | — | $72K | 9.85% |
| PROFESSIONAL LAW INS ADVISORS LLC3 | PO BOX 59816 POTOMAC, MD 208599816 | METROPOLITAN LIFE INSURANCE COMPANY | $51K | — | $51K | 6.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 55 E JACKSON BLVD FL 14 CHICAGO, IL 60604 | METROPOLITAN LIFE INSURANCE COMPANY | $39K | — | $39K | 5.26% |
| WILLIAM T LAWRENCE3 | 2917 W 9755 S SOUTH JORDAN, UT 840953247 | METROPOLITAN LIFE INSURANCE COMPANY | $277 | — | $277 | 0.04% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 155 NORTH WACKER DRIVE SUITE 1500 CHICAGO, IL 60606 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $47K | — | $47K | 14.29% |
| J MANNING AND ASSOCIATES3 Filed as: J MANNING & ASSOCIATES INC | 1034 N ASHLAND AVE CHICAGO, IL 606223987 | CONTINENTAL CASUALTY COMPANY | $18K | — | $18K | 6.55% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740045 | CONTINENTAL CASUALTY COMPANY | $12K | — | $12K | 4.37% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 EAST JACKSON BLVD CHICAGO, IL 60604 | FEDERAL INSURANCE COMPANY | $3K | $963 | $3K | 20.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,679 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 56 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,735 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 44 | $329K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 44 | $329K |
| Vision | EYEMED | 2,294 | $127K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,437 | $1.6M |
| Long-term disability(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,561 | $1.8M |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 44 | $329K |
| Other(6 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,437 | $2.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,437 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.