Insurance carrier

CONTINENTAL CASUALTY COMPANY

health: 3

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
NY	1	$0	0.0%	6.61x
NJ	1	$14.3M	0.0%	15.46x
NE	1	$4.2M	0.1%	53.64x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of CONTINENTAL CASUALTY COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where CONTINENTAL CASUALTY COMPANY is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
MERCK SHARP & DOHME LLC MERCK OTHER GROUP BENEFITS PLAN	NJ	$14.3M	30,339	mixed	BUCK GLOBAL LLC
UNION PACIFIC CORPORATION UNION PACIFIC CORPORATION LONG TERM CARE PLAN	NE	$4.2M	2,825	fully insured	—
UNIVERSITY OF ROCHESTER LONG-TERM CARE PLAN FOR FACULTY & STAFF OF THE UNIVERSITY OF ROCHESTER	NY	$0	0	fully insured	—