| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: CT HELLMUTH AND ASSOCIATES INC. | 909 ROSE AVENUE, SUITE 700 NORTH BETHESDA, MD 20852 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $55K | $35K | $90K | 3.52% |
| LOCKTON COMPANIES, LLC3 | 500 WEST MONROE STREET, SUITE 3400 CHICAGO, IL 60661 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $52 | $52 | 0.00% |
| J.M. MORGAN ADVISORY INC.3 | 203 TAVESTOCK LOOP WINTER SPRINGS, FL 32708 | METROPOLITAN LIFE INSURANCE COMPANY | $6 | $0 | $6 | 0.00% |
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: CT HELLMUTH AND ASSOCIATES INC. | 909 ROSE AVENUE, SUITE 700 NORTH BETHESDA, MD 20852 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $86K | $28K | $114K | 11.04% |
| WILLIAM F HOWARTH III3 Filed as: WILLIAM FREDERICK HOWARTH, III | 6077 BRISTOL PARKWAY CULVER CITY, CA 90230 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $458 | $458 | 0.04% |
| J S BENEFITS INC3 Filed as: J S BENEFITS INC. | 2200 LAKESHORE DRIVE, SUITE 215 BIRMINGHAM, AL 35209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $94 | $91 | $185 | 0.02% |
| THOMAS S. JOHNSON3 Filed as: THOMAS DANIEL JOHNSON | 2200 LAKESHORE DRIVE, SUITE 215 BIRMINGHAM, AL 35209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $28 | $0 | $28 | 0.00% |
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: CT HELLMUTH AND ASSOCIATES INC. | 8401 CONNECTICUT AVENUE, SUITE 501 CHEVY CHASE, MD 20815 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $24K | $0 | $24K | 2.50% |
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: CT HELLMUTH AND ASSOCIATES INC. | 909 ROSE AVENUE, SUITE 700 NORTH BETHESDA, MD 20852 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $17K | $5K | $22K | 11.35% |
| MERCER HEALTH AND BENEFITS, LLC3 | 701 MARKET STREET, SUITE 1100 ST. LOUIS, MO 63101 | ACE INSURANCE COMPANY | $16K | $0 | $16K | 19.10% |
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: CT HELLMUTH AND ASSOCIATES INC. | 8401 CONNECTICUT AVENUE, SUITE 1200 CHEVY CHASE, MD 20815 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | $2K | $8K | 12.59% |
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: CT HELLMUTH AND ASSOCIATES INC. | 8401 CONNECTICUT AVENUE, SUITE 1200 CHEVY CHASE, MD 20815 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $0 | $3K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,668 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 159 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 20 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,847 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,322 | $1.5M |
| Vision | VISION SERVICE PLAN | 1,156 | $266K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,614 | $966K |
| Long-term disability(3 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,773 | $3.8M |
| Other(4 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,322 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,322 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.