| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: CT HELLMUTH AND ASSOCIATES INC. | 8401 CONNECTICUT AVENUE SUITE 501 CHEVY CHASE, MD 20815 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $45K | $28K | $73K | 2.97% |
| LOCKTON COMPANIES, LLC3 | 500 WEST MONROE STREET, SUITE 3400 CHICAGO, IL 60661 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $73 | $73 | 0.00% |
| USI INSURANCE SERVICES LLC3 | 1787 SENTRY PARKWAY WEST SUITE 300 BLUE BELL, PA 19422 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $41 | $41 | 0.00% |
| J M LOGAN ADVISORY INC.3 | 203 TAVESTOCK LOOP WINTER SPRINGS, FL 32708 | METROPOLITAN LIFE INSURANCE COMPANY | $6 | $0 | $6 | 0.00% |
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: CT HELLMUTH AND ASSOCIATES INC. | 8401 CONNECTICUT AVENUE SUITE 501 CHEVY CHASE, MD 20815 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $110K | $36K | $146K | 10.34% |
| TBG WEST INSURANCE SERVICES3 | 6077 BRISTOL PARKWAY CULVER CITY, CA 90230 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $764 | $373 | $1K | 0.08% |
| J S BENEFITS INC3 Filed as: J S BENEFITS INC. | 2200 LAKESHORE DRIVE, SUITE 215 BIRMINGHAM, AL 35209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $117 | $81 | $198 | 0.01% |
| DANIEL THOMAS JOHNSON3 | 2200 LAKESHORE DRIVE, SUITE 215 BIRMINGHAM, AL 35209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $35 | $0 | $35 | 0.00% |
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: CT HELLMUTH AND ASSOCIATES INC. | 8401 CONNECTICUT AVENUE SUITE 501 CHEVY CHASE, MD 20815 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $21K | $14K | $35K | 4.14% |
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: CT HELLMUTH AND ASSOCIATES INC. | 8401 CONNECTICUT AVENUE SUITE 501 CHEVY CHASE, MD 20815 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $22K | $7K | $28K | 11.31% |
| MERCER HEALTH AND BENEFITS, LLC3 | 701 MARKET STREET, SUITE 1100 ST. LOUIS, MO 63101 | ACE INSURANCE COMPANY | $16K | $0 | $16K | 19.10% |
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: CT HELLMUTH AND ASSOCIATES INC. | 8401 CONNECTICUT AVENUE SUITE 501 CHEVY CHASE, MD 20815 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | $0 | $7K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,906 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 141 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,047 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,322 | $1.5M |
| Vision | VISION SERVICE PLAN | 1,126 | $259K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,646 | $853K |
| Long-term disability(3 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,818 | $4.1M |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,322 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,322 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.