| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: CT HELLMUTH AND ASSOCIATES INC | 8401 CONNECTICUT AVENUE, SUITE 501 CHEVY CHASE, MD 20815 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $47K | $30K | $77K | 3.25% |
| USI INSURANCE SERVICES LLC3 Filed as: WELLS FARGO DBA USI INSURANCE | 1018 WEST 9TH AVENUE, SUITE 100 KING OF PRUSSIA, PA 19406 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $60 | $60 | 0.00% |
| J M LOGAN ADVISORY INC.3 Filed as: J M LOGAN ADVISORY, INC. | 225 PRIMAVERA CIRCLE STERLING, VA 20165 | METROPOLITAN LIFE INSURANCE COMPANY | $6 | $0 | $6 | 0.00% |
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: CT HELLMUTH AND ASSOCIATES INC | 8401 CONNECTICUT AVENUE, SUITE 501 CHEVY CHASE, MD 20815 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $22K | $42K | $65K | 7.24% |
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: CT HELLMUTH AND ASSOCIATES INC | 8401 CONNECTICUT AVENUE, SUITE 501 CHEVY CHASE, MD 20815 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $62K | $22K | $84K | 10.01% |
| FREDERICK W. HOWARTH III3 Filed as: FREDERICK WILLIAM HOWARTH III | 6077 BRISTOL PARKWAY CULVER CITY, CA 90230 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $626 | $609 | $1K | 0.15% |
| J S BENEFITS INC3 Filed as: J. S. BENEFITS INC | 2200 LAKESHORE DRIVE, SUITE 215 BIRMINGHAM, AL 35209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $62 | $53 | $115 | 0.01% |
| THOMAS S. JOHNSON3 Filed as: THOMAS DANIEL JOHNSON | 2200 LAKESHORE DRIVE, SUITE 215 BIRMINGHAM, AL 35209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $18 | $0 | $18 | 0.00% |
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: CT HELLMUTH AND ASSOCIATES INC | 8401 CONNECTICUT AVENUE, SUITE 501 CHEVY CHASE, MD 20815 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $26K | $0 | $26K | 10.11% |
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: CT HELLMUTH AND ASSOCIATES INC | 8401 CONNECTICUT AVENUE, SUITE 501 CHEVY CHASE, MD 20815 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $12K | $4K | $16K | 10.43% |
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: CT HELLMUTH AND ASSOCIATES INC | 8401 CONNECTICUT AVENUE, SUITE 1200 CHEVY CHASE, MD 20815 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $8K | $2K | $10K | 11.83% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER | 2405 GRAND BOULEVARD, SUITE 900 KANSAS CITY, MO 64108 | ACE AMERICAN INSURANCE COMPANY | $10K | $0 | $10K | 18.93% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,622 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 153 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,775 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 22 | $253K |
| Dental(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,227 | $1.7M |
| Vision | VISION SERVICE PLAN | 1,105 | $250K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,622 | $892K |
| Long-term disability(4 contracts, 4 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,227 | $4.8M |
| Other(3 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 3,535 | $388K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,535 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.