No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHSCOPE BENEFITS, INC. EIN 71-0847266 NONE | Copying and duplicating; Insurance services; Other fees; Other insurance fees and expenses; Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $160K |
| LEDBETTER PARISI, LLC EIN 03-0599899 NONE | Legal; Direct payment from the plan Service code 29 | — | $33K |
| LM HENDERSON & COMPANY EIN 20-5520612 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $26K |
| IMA INC EIN 20-2557329 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $25K |
| AXIA ADVISORY CORPORATION EIN 35-1859469 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $16K |
| ERISAFIRE LLC EIN 27-3598245 NONE | Direct payment from the plan; Consulting (pension) Service code 17 | — | $8K |
| OSBORN, CARRIERO & ASSOCIATES EIN 71-0631123 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 259 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 70 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 329 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | THE UNION LABOR LIFE INSURANCE COMPANY | 544 | $508K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 544 | $47K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | THE UNION LABOR LIFE INSURANCE COMPANY | 335 | $461K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 544 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.